Otsego County and Laurens Town property record for 159 Cross Rd, Otego, NY 13825
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,578 sqft · built 1996 |
| Lot Size | 6.22 acres (270,943 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Jun 2022) |
| Tax Bill | $7,148 (2026) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 363489 255.00-3-8.02 |
| Primary APN | 363489 255.00-3-8.02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,578 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Upper Floors Area | 570 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 270,943 sqft (6.22 acres) |
| Lot Width | 480 ft Width |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 528 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 200684 |
|---|---|
| Street Address | 159 CROSS RD |
| City | OTEGO |
| State | NY |
| Zip | 13825-2268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07 - MIXED |
| Legal Block | 3 |
| Legal Lot Number | 8.002 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | LAURENS |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 591402 |
Source: Otsego County and Laurens Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 159 CROSS RD, OTEGO, NY 13825-2268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2022 · Amount on Record |
| Deed Sale | Jun 17, 2022 · Amount on Record |
| Prior Sale | Jun 5, 2000 · Amount on Record |
| Deed Document Number | 20223365 |
| Record Updated | Oct 29, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jun 17, 2022 |
| Property Address | 159 CROSS RD, OTEGO, NY 13825-2268 |
| Document Number | 0000000365 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 2022-3365 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 729 CRAWFORD RD, LAURENS, NY 13796-1137 |
| Document Number | 0000000366 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 2022-3366 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Otsego County and Laurens Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Laurens Town |
| Unified School District | Laurens Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,148.00 (+16.44%) | ||
| 2025 | $6,139.00 | $199,000 (-) Land $27,600 Building $171,400 | $299,248 (+12.99%) Land $41,504 Building $257,744 |
| 2023 | $199,000 Land $27,600 Building $171,400 | $264,839 Land $36,731 Building $228,108 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OEConnect Fiber | 1,000 / 1,000 |
No cell data coverage reported
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