Calvert County property record for 159 Cross Point Dr, Owings, MD 20736
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,280 sqft · built 2000 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $540,000 (Aug 2017) |
| Tax Bill | $5,933 (2023) |
| Deeds & Mortgages | Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-171159 |
| Primary APN | 03-171159 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,280 sqft Total Area |
| 1st Floor Area | 2,118 sqft |
| Basement Area | 801 sqft |
| Finished Basement | 801 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood Frame |
| Roof Material | Composition Shingle |
| Lot Area | 45,302 sqft (1.04 acres) |
| Garage Type | Built-in |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 171159 |
|---|---|
| Old Parcel Number | 3171159 |
| Street Address | 159 CROSS POINT DR |
| City | OWINGS |
| State | MD |
| Zip | 20736-3321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 55 PLAT 1 CROSS POINT AT DOWELL |
| Legal Subdivision | CROSS POINT/DOWELL 1 |
| Legal Lot Number | 55 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 860200 |
Source: Calvert County records, as of September 18, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 159 CROSS POINT DR, OWINGS, MD 20736-3321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2017 · Amount on Record |
| Deed Sale | Aug 2, 2017 · Amount on Record |
| Prior Sale | Nov 13, 2000 · Amount on Record |
| Deed Document Number | 180143 |
| Deed Book / Page | 5038 / 428 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Aug 2, 2017 |
| Property Address | 159 CROSS POINT DR, OWINGS, MD 20736-3321 |
| Document Number | 0050380428 |
| Book / Page | 5038 / 428 |
| Map Reference | MB KPS1 PG100 |
| Instrument Date | Jul 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | TOWER TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 159 CROSS POINT DR, OWINGS, MD 20736-3321 |
| Document Number | 0005038434 |
|---|---|
| Date | Aug 2, 2017 |
| Instrument | 5038/434 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2037 |
Source: Calvert County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,933.00 | $571,100 | $635,700 Land $190,400 Building $445,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2002–2003) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROSS POINT SUBDIVISION serves 434 people · EPA ID MD0040052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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