159 Covered Bridge Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 159 Covered Bridge Rd, Cullowhee, NC 28723

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,188 sqft · built 2010
Lot Size0.76 acres (33,106 sqft)
OwnerIndividual Name on Record
Tax Bill$2,482 (2023)
Deeds & MortgagesApr 2021 Mortgage
Feb 2018 Sale
Flood ZoneZone X (minimal risk)
APN7553-94-3709

Property Details

APN / Parcel Number

Primary APN7553-94-3709
Alternative APN
  • 180529

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,188 sqft Heated Area
1st Floor Area1,452 sqft
Upper Floors Area736 sqft
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Exterior MaterialAluminum/Vinyl
Roof TypeWood Truss
Roof MaterialWood Shingle
Lot Area33,106 sqft (0.76 acres)
Garage Area432 sqft

Exterior Amenities

PorchOpen Porch
Porch Area890 sqft
Deck Area80 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number180529
Street Address159 COVERED BRIDGE RD
CityCULLOWHEE
StateNC
Zip28723-1908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 12 BRIDGE CREEK CABINS
Legal Township15
Legal SubdivisionBRIDGE CREEK
Legal Lot Number12
JurisdictionJACKSON NC
Township / Civil DivisionHAMBURG
Census Block Group2
Census Block2073
Census Tract950800

Owner

Source: Jackson County records, as of August 10, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address6700 ALEXANDER HALL DR, CHARLOTTE, NC 28270-2880
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Feb 28, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2018
Deed SaleFeb 28, 2018
Prior SaleApr 1, 2014 · Amount on Record
Deed Document Number0002208757
Deed Book / Page2208 / 757
Record UpdatedJun 7, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address159 COVERED BRIDGE RD, CULLOWHEE, NC 28723-1908
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022971212
DateApr 1, 2021
Book Page2297/1212
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateFeb 28, 2018
Property Address159 COVERED BRIDGE RD, CULLOWHEE, NC 28723-1908
Document Number0022080757
Book / Page2208 / 757
Instrument DateFeb 19, 2018
Instrument005448370003
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6700 ALEXANDER HALL DR, CHARLOTTE, NC 28270-2880

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2023$2,482.00$653,240 Land $50,000 Building $603,240

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims3 (2013–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Skyrunner
Fixed Wireless
25 / 10
Frontier
DSL
10 / 1

Cell Coverage

4G LTE only, no 5G reported

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