159 Coventry Ct, Owings, MD 20736 Property Records

Calvert County property record for 159 Coventry Ct, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,796 sqft · built 2003
Lot Size	0.497 acres (21,665 sqft)
Owner	Company Name on Record
Last Sale	$540,000 (Oct 2020)
Tax Bill	$5,855 (2025)
Deeds & Mortgages	Feb 2023 Transfer Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-172171`

Property Details

APN / Parcel Number

Primary APN	`03-172171`
Alternative APNs	`3172171` `172171`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,796 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,665 sqft (0.497 acres)
Garage Type	Attached
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	334 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	172171
Street Address	159 COVENTRY CT
City	OWINGS
State	MD
Zip	20736-3338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 122 PLAT 7 CROSS POINT AT DOWELL
Legal Subdivision	CROSS POINT AT DOWELL
Legal Lot Number	122
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2001
Census Tract	860200

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	159 COVENTRY CT, OWINGS, MD 20736-3338
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Intrafamily Transfer, Transfer
Oct 20, 2020	Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP
Nov 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Prior Sale	Oct 23, 2003 · Amount on Record
Deed Book / Page	5734 / 608
Last Transfer Date	Feb 16, 2023
Transfer Doc	0064040135
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Feb 23, 2023
Property Address	159 COVENTRY CT, OWINGS, MD 20736-3338
Document Number	0064040135
Book / Page	6404 / 135
Map Reference	MB KPS 1 PG 106
Instrument Date	Feb 16, 2023
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	159 COVENTRY CT, OWINGS, MD 20736-3338

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 20, 2020
Property Address	159 COVENTRY CT, OWINGS, MD 20736-3338
Document Number	0057340608
Book / Page	5734 / 608
Map Reference	MB KPS 1 PG 106
Instrument Date	Sep 25, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	CHARTER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	159 COVENTRY CT, OWINGS, MD 20736-3338

Mortgage

Document Number	5734615
Date	Oct 20, 2020
Instrument	5734/615

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	159 COVENTRY CT, OWINGS, MD 20736-3338
Document Number	0054800402
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	159 COVENTRY CT OWINGS MD 207363338, OWINGS, MD 20736-3338

Mortgage

Document Number	0054800402
Date	Nov 22, 2019
Book Page	005480/000402

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 21, 2034

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$538,567 (+2.08%)	$560,500 (+6.24%) Land $180,700 Building $379,800
2025	$5,855.00 (+18.07%) Homeowner's exemption	$527,600 (+10.53%) Land $180,700 Building $346,900	$527,600 (-) Land $180,700 Building $346,900
2023	$4,959.00 Homeowner's exemption	$477,333	$527,600 Land $180,700 Building $346,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2002–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROSS POINT SUBDIVISION serves 434 people · EPA ID MD0040052
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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