Calvert County property record for 159 Cove Point Rd, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,252 sqft · built 2007 |
| Lot Size | 0.526 acres (22,941 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Mar 2017) |
| Tax Bill | $4,100 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-176587 |
| Primary APN | 01-176587 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,252 sqft Total Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 22,941 sqft (0.526 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 176587 |
|---|---|
| Street Address | 159 COVE POINT RD |
| City | LUSBY |
| State | MD |
| Zip | 20657-4601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 1R SEC GC CHES RANCH ESTS |
| Legal Subdivision | CHESAPEAKE RANCH ESTATES |
| Legal Lot Number | 1R |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 861004 |
159 Cove Point Rd is owned and occupied by an individual who bought it in March 2017.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 159 COVE POINT RD, LUSBY, MD 20657-4601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| May 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Mar 7, 2017 | Grant Deed, Transfer · FHA Mortgage CRM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2017 · Amount on File |
| Deed Sale | Mar 7, 2017 · Amount on File |
| Prior Sale | Sep 19, 2008 · Amount on File |
| Deed Book / Page | 4953 / 492 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 159 COVE POINT RD, LUSBY, MD 20657-4601 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 159 COVE POINT RD, LUSBY, MD 20657-4601 |
| Document Number | 0062790348 |
|---|---|
| Date | May 12, 2022 |
| Book Page | 6279/348 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 159 COVE POINT RD, LUSBY, MD 20657-4601 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | COMMUNITY SETMNT GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0056020094 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 5602/94 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Mar 7, 2017 |
| Property Address | 159 COVE POINT RD, LUSBY, MD 20657-4601 |
| Document Number | 0049530492 |
| Book / Page | 004953 / 000492 |
| Instrument Date | Feb 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2017 |
| Title Company | PASSPORT TITLE SERVICES LLC, PASSPORT TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 159 COVE POINT RD LUSBY MD 206574601, LUSBY, MD 20657-4601 |
| Document Number | 49530499 |
|---|---|
| Date | Mar 7, 2017 |
| Book Page | 004953/000499 |
| Name | CRM LNDG |
|---|---|
| Address | VIENNA, VA 22182 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 6, 2047 |
| Document Number | 49530515, |
|---|---|
| Date | Mar 7, 2017 |
| Book Page | 004953/000515 |
| Name | CRM LNDG |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 6, 2047 |
The 2025 property tax bill for 159 Cove Point Rd was $4,100.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $395,100 Land $85,000 Building $310,100 | $395,100 Land $85,000 Building $310,100 | |
| 2025 | $4,100.00 | ||
| 2023 | $3,164.00 | $304,600 Land $85,000 Building $219,600 | $304,600 Land $85,000 Building $219,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 159 Cove Point Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 159 Cove Point Rd is moderate, ranking above 42% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 82% of Maryland |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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