Lauderdale County property record for 159 Cottage Ln, Florence, AL 35630
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,422 sqft · built 2019 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Sep 2019) |
| Tax Bill | $1,026 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-04-19-0-001-040-016 |
| Primary APN | 16-04-19-0-001-040-016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,422 sqft Living Area |
| 1st Floor Area | 1,422 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 101 ft deep x 42 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 95597 |
|---|---|
| Street Address | 159 COTTAGE LN |
| City | FLORENCE |
| State | AL |
| Zip | 35630-8936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 42 X 101.61 BLACKBERRY VILLAGE LOT 26 .10 AC/D SEC 19 T2S R10W PB 7 PG 195 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | BLACKBERRY VILLAGE |
| Legal Lot Number | 26 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | FLORENCE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 11504 |
Source: Lauderdale County records · APN 16-04-19-0-001-040-016
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 159 COTTAGE LN, FLORENCE, AL 35630-8936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 08, 2018 | Deed of Trust, Mortgage · Commercial Mortgage LISTERHILL CU |
| Sep 11, 2019 | Survivorship Deed, Transfer · Conventional Mortgage BANK INDEPENDENT |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 11, 2019 · Amount on Record |
| Deed Sale | Sep 11, 2019 · Amount on Record |
| Deed Document Number | 0201938720 |
| Deed Book / Page | 2019 / 38720 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 159 COTTAGE LN, FLORENCE, AL 35630-8936 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002018/889 |
|---|---|
| Date | Jan 08, 2018 |
| Book Page | 2018/889 |
| Name | LISTERHILL CU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Sep 11, 2019 |
| Property Address | 159 COTTAGE LN, FLORENCE, AL 35630-8936 |
| Document Number | 2019/38720 |
| Book / Page | 2019 / 38720 |
| Instrument Date | Aug 29, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 412 S COURT ST STE 500, 500, FLORENCE, AL 35630-5650 |
| Name | Verified Name |
|---|---|
| Address | 159 COTTAGE LN, FLORENCE, AL 35630-8936 |
| Document Number | 2019/38722 |
|---|---|
| Date | Sep 11, 2019 |
| Book Page | 2019/38722 |
| Name | BANK INDEPENDENT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Lauderdale County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Municipality | Florence City |
| Unified School District | Florence City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,026.00 (-2.29%) Homeowner's exemption Senior Citizen's exemption | $28,340 (+769.33%) | $283,420 (+11.4%) Land $39,000 Building $244,420 |
| 2023 | $1,050.00 (+16.02%) Homeowner's exemption Senior Citizen's exemption | $3,260 (-85.21%) Land $3,260 | $254,420 (+15.54%) Land $32,500 Building $221,920 |
| 2022 | $905.00 Homeowner's exemption Senior Citizen's exemption | $22,040 | $220,200 Land $35,100 Building $185,100 |
Source: FEMA National Flood Hazard Layer as of August 1, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 129 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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