Lafayette County property record for 159 Co Rd 413, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 5,012 sqft · built 2022 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,995,000 (Jun 2025) |
| Tax Bill | $9,556 (2025) |
| Deeds & Mortgages | Sep 2021 Construction Loan Sep 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 193Z-08-116.00 |
| Primary APN | 193Z-08-116.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 5,012 sqft Living Area |
| 1st Floor Area | 3,886 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 174,240 sqft (4 acres) |
| Account Number | 17779 |
|---|---|
| Street Address | 159 COUNTY ROAD 413 |
| City | OXFORD |
| State | MS |
| Zip | 38655-7601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW1/4 PREV APN: 111 -08-002-H |
| Legal Range | 02W |
| Legal Township | 09S |
| Legal Section | 08 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 950507 |
159 Co Rd 413 is owned and occupied by two individuals who bought it in June 2025.
Source: Lafayette County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 159 COUNTY ROAD 413, OXFORD, MS 38655-7601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2021 | Deed of Trust, Mortgage · Construction Mortgage FIRST COMMERCIAL BANK |
| Sep 28, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST COMMERCIAL BANK |
| May 22, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST COMMERCIAL BANK |
| Oct 10, 2025 | Warranty Deed, Transfer |
| Jun 2, 2025 | Warranty Deed, Transfer · Line of Credit RIVERHILLS BANK |
| Jul 22, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2025 · Amount on File |
| Deed Sale | Jun 2, 2025 · Amount on File |
| Prior Sale | Jul 22, 2021 |
| Deed Document Number | 20254686 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 159 COUNTY ROAD 413, OXFORD, MS 38655-7601 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 236 SIVLEY ST, OXFORD, MS 38655-3124 |
| Document Number | 0202110050 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 202110050 |
| Name | FIRST COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39211 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 159 COUNTY ROAD 413, OXFORD, MS 38655-7601 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 171 COUNTY ROAD 413, OXFORD, MS 38655-7601 |
| Document Number | 0202209183 |
|---|---|
| Date | Sep 28, 2022 |
| Instrument | 2022-09183 |
| Name | FIRST COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | OXFORD, MS 38655 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 159 COUNTY ROAD 413, OXFORD, MS 38655-7601 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 159 COUNTY ROAD 413, OXFORD, MS 38655-7601 |
| Document Number | 0020233690 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 2023-3690 |
| Name | FIRST COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 16, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Oct 10, 2025 |
| Property Address | 159 COUNTY ROAD 413, OXFORD, MS 38655-7601 |
| Document Number | 0202509298 |
| Instrument Date | Oct 9, 2025 |
| Instrument | 2025-09298 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2208 SCOTT ST, OXFORD, MS 38655-5230 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 159 COUNTY ROAD 413, OXFORD, MS 38655-7601 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Jun 2, 2025 |
| Property Address | 159 COUNTY ROAD 413, OXFORD, MS 38655-7601 |
| Document Number | 0020254686 |
| Instrument Date | May 30, 2025 |
| Instrument | 2025-4686 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 236 SIVLEY ST, OXFORD, MS 38655-3124 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 159 COUNTY ROAD 413, OXFORD, MS 38655-7601 |
| Document Number | 0020254691 |
|---|---|
| Date | Jun 2, 2025 |
| Instrument | 2025-4691 |
| Name | RIVERHILLS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | May 30, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Jul 22, 2021 |
| Property Address | 159 COUNTY ROAD 413, OXFORD, MS 38655-7601 |
| Document Number | 0202108002 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 202108002 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 804 S LAMAR BLVD, OXFORD, MS 38655-4448 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 236 SIVLEY ST, OXFORD, MS 38655-3124 |
The 2025 property tax bill for 159 Co Rd 413 was $9,556 with a homeowner's exemption, up 27.7% from the year before.
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,556.00 (+27.72%) Homeowner's exemption | $99,064 (+29.19%) | $990,640 (+29.19%) Land $25,000 Building $965,640 |
| 2024 | $7,482.00 (+2.09%) Homeowner's exemption | $76,683 (-) | $766,830 (-) Land $25,000 Building $741,830 |
| 2023 | $7,329.00 Homeowner's exemption | $76,683 | $766,830 Land $25,000 Building $741,830 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 159 Co Rd 413 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 159 Co Rd 413 is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 62% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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