159 Co Rd 193, Waterloo, AL 35677 Property Records

Lauderdale County property record for 159 Co Rd 193, Waterloo, AL 35677

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,632 sqft · built 1991
Lot Size	5.63 acres (245,678 sqft)
Owner	Individual Name on Record
Tax Bill	$576 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-03-07-0-000-009-002`

Property Details

APN / Parcel Number

Primary APN	`07-03-07-0-000-009-002`
Alternative APNs	`002021` `27323` `2021`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,632 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Exterior Material	Brick/Stone
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	245,678 sqft (5.63 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	2021
Street Address	159 COUNTY ROAD 193
City	WATERLOO
State	AL
Zip	35677-3384
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	5.64 AC/C IN S/2 OF NE/4 AND N/2 OF SE/4 SEC 7 T1S R13W LESS ROW FI 88-0155 FR B010 FI 90-0265 FR B008
Legal Range	13W
Legal Township	01S
Legal Section	07
Legal Block	10
Jurisdiction	LAUDERDALE AL
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2002
Census Tract	11300

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	159 COUNTY ROAD 193, WATERLOO, AL 35677-3384
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage LISTERHILL CU
Apr 3, 2017	Deed of Trust, Mortgage LISTERHILL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 28, 2014
Transfer Doc	2014/10045
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	159 COUNTY ROAD 193, WATERLOO, AL 35677-3384
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/77788
Date	Dec 14, 2021
Book Page	2021/77788

Lender

Name	LISTERHILL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 14, 2036

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	159 COUNTY ROAD 193, WATERLOO, AL 35677-3384
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/13563
Date	Apr 3, 2017
Book Page	2017/13563

Lender

Name	LISTERHILL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Feb 28, 2027

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$576.00	$16,480 (+345.41%)	$173,980 (+19.07%) Land $47,400 Building $126,580
2023	Homeowner's exemption Senior Citizen's exemption	$3,700 Land $3,700	$146,120 Land $37,000 Building $109,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1989–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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