159 Clay St, Morganton, NC 28655 Property Records

Burke County property record for 159 Clay St, Morganton, NC 28655 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1985
Square Footage	912 sqft Living Area
Lot Size	81,893 sqft (1.88 acres)
Occupancy	Owner Occupied
Last Sale	$55,500 (1992)
Tax Bill	$818.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`1784711378`
Alternative APN	`27051`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	912 sqft Living Area
Gross Area	1,824 sqft Gross Area
1st Floor	912 sqft 1st Floor
Basement Area	912 sqft Basement
Unfinished Basement	912 sqft Unfinished
Stories	1 Stories
Primary Flooring	Vinyl/Resilient Flooring

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1985
Architectural Style	Ranch Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Foundation Type	Masonry Foundation
Roof Material	Asphalt Roof
Lot Area	81,893 sqft (1.88 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Carport	Carport
Carport Area	240 sqft Carport

Exterior Amenities

Deck Area	128 sqft Deck
Patio Area	128 sqft Patio
Porch	Open Porch
Porch Area	228 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	None Cooling
Heating System	HVAC Heating

Location & Zoning

Old Parcel Number	1784711378
Street Address	159 CLAY ST
City	MORGANTON
State	NC
Zip	28655-9015
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	159 CLAY ST MORGANTON, NC 28655
Legal Subdivision	PAVEMENT/STATE ROAD 1221
Jurisdiction	BURKE NC
Minor Civil Division	QUAKER MEADOWS
Census Blockgroup	1
Census Block	1007
Census Tract	20202

Owner

Source: Burke County records · APN 1784711378

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	159 CLAY ST, MORGANTON, NC 28655-9015
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 06, 1992 · Amount on Record
Deed Sale	Mar 06, 1992 · Amount on Record
Deed Doc Number	0000789749
Record Refreshed	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	159 CLAY ST, MORGANTON, NC 28655-9015
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024640604
Date	May 14, 2020
Book Page	2464/604
Instrument	2017040171

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$818.00 (-0.24%)	$114,446 (-) Land $23,718 Building $90,728	$114,446 (-) Land $23,718 Building $90,728
2023	$820.00	$114,446 Land $23,718 Building $90,728	$114,446 Land $23,718 Building $90,728

Flood & Wildfire

159 Clay St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Burke County (37023C), updated June 28, 2017

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 38th percentile of exposed land nationally · 54th in North Carolina
Wildfire Likelihood	Low — about 1 in 2,041 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.