Richland County property record for 159 Clare Rd, Ontario, OH 44906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,404 sqft · built 1962 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $286,000 (Apr 2026) |
| Tax Bill | $2,716 (2025) |
| Deeds & Mortgages | Apr 2011 Reverse Mortgage Jun 2010 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-60-221-04-000 |
| Primary APN | 038-60-221-04-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,404 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Basement Area | 844 sqft |
| Finished Basement | 396 sqft |
| Unfinished Basement | 448 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum Siding |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 120 sqft |
| Patio Area | 220 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 159 CLARE RD |
|---|---|
| City | ONTARIO |
| State | OH |
| Zip | 44906-1309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ONTARIO VILLAGE 329 100 X 140 |
| Legal Subdivision | ONTARIO |
| Jurisdiction | RICHLAND OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 2400 |
Source: Richland County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 159 CLARE RD, ONTARIO, OH 44906-1309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Apr 21, 2011 | Deed of Trust, Mortgage · Reverse Mortgage WELLS FARGO BANK NA |
| Jun 9, 2010 | Deed of Trust, Mortgage · Line of Credit MECHANICS SAVINGS BANK |
| Apr 28, 2026 | Fiduciary Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION |
| Apr 28, 2026 | Fiduciary Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION |
| Oct 31, 2025 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2026 · Amount on Record |
| Deed Sale | Apr 28, 2026 · Amount on Record |
| Deed Document Number | 20264626 |
| Deed Book / Page | 3041 / 3397 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND OH |
| Property Address | 159 CLARE RD, ONTARIO, OH 44906-1309 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | POWELL TITLE AGENCY LIMITED, POWELL TITLE AGENCY LTD |
| Name | Verified Name |
|---|
| Document Number | 02049/0203 |
|---|---|
| Date | Apr 21, 2011 |
| Book Page | 2049/0203 |
| Instrument | 201100004258 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07101 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 887 Months |
| Due | Feb 28, 2085 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.47% |
| Type Change Date | Jul 1, 2011 |
| Change Frequency | Monthly |
| Index | 1-Month LIBOR |
| Max Rate | 12.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND OH |
| Property Address | 159 CLARE RD, ONTARIO, OH 44906-1309 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 01982/0098 |
|---|---|
| Date | Jun 9, 2010 |
| Book Page | 1982/0098 |
| Instrument | 201000005837 |
| Name | MECHANICS SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | MANSFIELD, OH 44902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | RICHLAND OH |
| Recording Date | Apr 28, 2026 |
| Property Address | 159 CLARE RD, ONTARIO, OH 44906-1309 |
| Document Number | 0000004626 |
| Book / Page | 3041 / 3397 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026.4626 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | AMERICA TITLE, AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $115,544.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 159 CLARE RD, ONTARIO, OH 44906-1309 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004627, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 2026..4627 |
| Name | NATIONAL HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | RICHLAND OH |
| Recording Date | Apr 28, 2026 |
| Property Address | 159 CLARE RD, ONTARIO, OH 44906-1309 |
| Document Number | 03041/3397 |
| Book / Page | 3041 / 3397 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 20264626 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | AMERICAN R TITLE, AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $115,544.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 159 CLARE RD, ONTARIO, OH 44906-1309 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004627, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 20264627 |
| Name | HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | RICHLAND OH |
| Recording Date | Oct 31, 2025 |
| Property Address | 159 CLARE RD, ONTARIO, OH 44906-1309 |
| Document Number | 03034/2580 |
| Book / Page | 3034 / 2580 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 202500011882 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 159 CLARE RD, ONTARIO, OH 44906-1309 |
Source: Richland County assessment roll, as of April 3, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Richland County |
| County Subdivision | Springfield Township |
| Municipality | Ontario City |
| Unified School District | Ontario Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,716.00 (+0.04%) | $66,130 (-) Land $13,410 Building $52,720 | |
| 2024 | $2,715.00 (-4.33%) Homeowner's exemption | $66,130 (-) Land $13,410 Building $52,720 | |
| 2023 | $2,838.00 (+28.47%) Homeowner's exemption | $66,130 (+41%) Land $13,410 Building $52,720 | $188,940 (+40.99%) Land $38,310 Building $150,630 |
| 2022 | $2,209.00 Homeowner's exemption | $46,900 Land $10,650 Building $36,250 | |
| 2020 | $134,010 Land $30,440 Building $103,570 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONTARIO CITY serves 6,756 people · EPA ID OH7003512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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