Middlesex County and Lowell City property record for 159 Chapel St, Lowell, MA 01852
| Property Type | Duplex |
|---|---|
| Details | 8 bd · 2 ba · 2,636 sqft · built 1900 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,747 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Mar 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P03180 |
| Primary APN | P03180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,636 sqft Living Area |
| Gross Area | 3,598 sqft |
| 1st Floor Area | 900 sqft |
| Basement Area | 900 sqft |
| Unfinished Basement | 900 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,307 sqft (0.03 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | P03180 |
|---|---|
| Street Address | 159 CHAPEL ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-3497 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TTF |
| Legal Block | 1150 |
| Legal Lot Number | 159 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 312000 |
Source: Middlesex County and Lowell City records · APN P03180
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 159 CHAPEL ST, LOWELL, MA 01852-3497 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) LOANDEPOT.COM LLC |
| Mar 03, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Jun 09, 2017 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 159 CHAPEL ST, LOWELL, MA 01852-3497 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2025 |
| Name | Verified Name |
|---|
| Document Number | 039528-262 |
|---|---|
| Date | Sep 19, 2025 |
| Book Page | 39528/262 |
| Instrument | 29563 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 159 CHAPEL ST, LOWELL, MA 01852-3497 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35420-211 |
|---|---|
| Date | Mar 03, 2021 |
| Book Page | 35420/211 |
| Instrument | 12953 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 159 CHAPEL ST, LOWELL, MA 01852-3497 |
| Document Number | 31198-107 |
| Book / Page | 031198 / 000107 |
| Instrument Date | Jun 09, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 04, 2017 |
| Name | Verified Name |
|---|
| Document Number | 31198-107 |
|---|---|
| Date | Jun 14, 2017 |
| Book Page | 031198/000107 |
| Instrument | 24637 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 13, 2047 |
Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,747.00 (+8.6%) | $500,600 (+12.67%) Land $91,200 Building $409,400 |
| 2024 | $5,292.00 (+7.32%) | $444,300 (+11.91%) Land $82,200 Building $362,100 |
| 2023 | $4,931.00 | $397,000 Land $71,500 Building $325,500 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 744 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MA3160000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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