159 Cedar Mountain Dr, Stephens City, VA 22655 Property Records

Frederick County property record for 159 Cedar Mountain Dr, Stephens City, VA 22655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,184 sqft · built 2020
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$615,000 (Jun 2024)
Tax Bill	$3,266 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`75P1-2-76`

Property Details

APN / Parcel Number

Primary APN	`75P1-2-76`
Alternative APN	`8046279`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,184 sqft Living Area
Gross Area	5,268 sqft
1st Floor Area	1,518 sqft
Basement Area	1,221 sqft
Finished Basement	1,221 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2025
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Terrain	Rolling
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	93 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8046279
Street Address	159 CEDAR MOUNTAIN DR
City	STEPHENS CITY
State	VA
Zip	22655-4546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	OLD DOMINION GREENS L76 P2
Legal Subdivision	OLD DOMINION GREENS
Legal Phase	2
Legal Lot Number	76
Jurisdiction	FREDERICK VA
Township / Civil Division	OPEQUON
Census Block Group	2
Census Block	2007
Census Tract	50805

Owner

159 Cedar Mountain Dr is owned and occupied by an individual who bought it in June 2024.

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	159 CEDAR MOUNTAIN DR, STEPHENS CITY, VA 22655-4546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
Dec 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORPORATION
Jan 3, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Sep 4, 2019	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2024 · Amount on File
Deed Sale	Jun 17, 2024 · Amount on File
Prior Sale	Jan 3, 2020 · Amount on File
Deed Document Number	20245257
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Recording Date	Aug 18, 2026
Property Address	159 CEDAR MOUNTAIN DR, STEPHENS CITY, VA 22655-4546
Document Number	0000008799
Instrument Date	Aug 11, 2026
Instrument	20268799
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 CEDAR MOUNTAIN DR, STEPHENS CITY, VA 22655-4546

Mortgage

Document Number	0000008799,
Date	Aug 18, 2026
Instrument	20268799

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 11, 2046

Interest

Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	159 CEDAR MOUNTAIN DR, STEPHENS CITY, VA 22655-4546
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021423
Date	Dec 27, 2021
Instrument	210021423

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

January 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Jan 3, 2020
Property Address	159 CEDAR MOUNTAIN DR, STEPHENS CITY, VA 22655-4546
Document Number	0000000126
Instrument Date	Dec 31, 2019
Instrument	200000126
Transaction Type	Subdivision Related Transfer
Record Updated	May 28, 2021
Title Company	COMMONWEALTH LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 CEDAR MOUNTAIN DR, STEPHENS CITY, VA 22655-4546

Mortgage

Document Number	0000000127
Date	Jan 3, 2020
Instrument	200000127

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 25, 2049

Interest

Rate Type	Fixed Rate

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Sep 4, 2019
Property Address	159 CEDAR MOUNTAIN DR, STEPHENS CITY, VA 22655-4546
Document Number	0000009110
Instrument Date	Aug 28, 2019
Instrument	9110
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L INS CO

Transaction

Amount	Amount on Record
Tax	$75.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2099 GAITHER RD #600 ROCKVILLE MD 208504018, 600, ROCKVILLE, MD 20850-4018
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 159 Cedar Mountain Dr was $3,266, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,266.00 (+10.41%)	$616,200 Land $98,000 Building $518,200	$616,200 Land $98,000 Building $518,200
2025	$2,958.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 159 Cedar Mountain Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 159 Cedar Mountain Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Glo Fiber.

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