159 Beach Ct, South Elgin, IL 60177 Property Records

Kane County property record for 159 Beach Ct, South Elgin, IL 60177

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,428 sqft · built 1987
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Company Names on Record
Tax Bill	$6,387 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2022 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`06-26-378-014`

Property Details

APN / Parcel Number

Primary APN	`06-26-378-014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,428 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Foundation Type	Raised
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	159 BEACH CT
City	SOUTH ELGIN
State	IL
Zip	60177-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX RIVER BEACH S ELGIN LOT 44 BLOCK 3
Legal Subdivision	FOX RIVER BEACH S ELGIN
Legal Block	3
Legal Lot Number	44
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1028
Census Tract	854900

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	159 BEACH CT, SOUTH ELGIN, IL 60177-1603
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Mar 1, 2022	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 21, 2018
Transfer Doc	0000021316
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	159 BEACH CT, SOUTH ELGIN, IL 60177-1603
Transaction Type	Mortgage
Record Updated	Oct 18, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076417
Date	Oct 8, 2021
Instrument	2021K076417

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Mar 1, 2022
Property Address	159 BEACH CT, SOUTH ELGIN, IL 60177-1603
Document Number	0000011709
Instrument Date	Mar 1, 2021
Instrument	2022K011709
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	159 BEACH CT, 159, SOUTH ELGIN, IL 60177-1603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 BEACH CT, SOUTH ELGIN, IL 60177-1603

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	May 9, 2018
Property Address	159 BEACH CT, SOUTH ELGIN, IL 60177-1603
Document Number	0000021307
Instrument Date	Mar 21, 2018
Instrument	21307
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	159 BEACH CT SOUTH ELGIN IL 601771603, SOUTH ELGIN, IL 60177-1603

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	South Elgin Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,387.00 (+3.6%) Homeowner's exemption Senior Citizen's exemption	$102,342 (+8.57%) Land $15,730 Building $86,612	$307,149 (+8.57%) Land $47,209 Building $259,940
2024		$94,263 (+21.39%) Land $14,488 Building $79,775	$282,902 (+21.44%) Land $43,481 Building $239,421
2022	$6,165.00 (+6.31%) Homeowner's exemption	$77,651 (+6.96%) Land $11,935 Building $65,716	$232,953 (+6.96%) Land $35,805 Building $197,148
2021	$5,799.00 Homeowner's exemption	$72,598 Land $11,158 Building $61,440	$217,794 Land $33,474 Building $184,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Fox Valley Internet Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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