159 Americo St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 159 Americo St, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,876 sqft · built 1975
Lot Size	0.442 acres (19,254 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Apr 1983)
Tax Bill	$7,723 (2026)
Deeds & Mortgages	May 2021 Sale Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`M:27A-00525 B:187 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:27A-00525 B:187 L:0`
Alternative APNs	`LUDL M:27A B:525 P:187` `236`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,876 sqft Living Area
Gross Area	7,102 sqft
Basement Area	1,876 sqft
Unfinished Basement	1,876 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,254 sqft (0.442 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	236
Street Address	159 AMERICO ST
City	LUDLOW
State	MA
Zip	01056-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A
Legal Subdivision	CHAPIN HEIGHTS SEC 02
Legal Block	525
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1014
Census Tract	810404

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	159 AMERICO ST, LUDLOW, MA 01056-3104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed, Transfer
Jan 2, 2018	Deed of Trust, Mortgage · Line of Credit LUSO FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 1983 · Amount on Record
Deed Sale	Apr 14, 1983 · Amount on Record
Deed Book / Page	5421 / 34
Last Transfer Date	May 5, 2021
Transfer Doc	23868-106
Record Updated	Oct 29, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LUDLOW MA
Recording Date	May 6, 2021
Property Address	159 AMERICO ST, LUDLOW, MA 01056-3104
Document Number	23868-106
Book / Page	23868 / 106
Instrument Date	May 5, 2021
Instrument	31086
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	334 WOODLAND CIR, LUDLOW, MA 01056-1679

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	159 AMERICO ST, LUDLOW, MA 01056-3104
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22012-105
Date	Jan 2, 2018
Book Page	22012/105
Instrument	92

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	228 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,723.00 (-0.58%)	$482,400 (+7.75%) Land $97,300 Building $385,100	$415,749 (-5.42%)
2025	$7,768.00 (+4.42%)	$447,700 (+8.88%) Land $88,400 Building $359,300	$439,565 (+11.71%)
2024	$7,439.00 (+2.55%)	$411,200 (+10.6%) Land $88,400 Building $322,800	$393,490
2023	$7,254.00	$371,800 Land $77,600 Building $294,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1996–2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GoNetspeed, Verizon.

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