159 Alma St, Sparta, MI 49345 Property Records

Kent County property record for 159 Alma St, Sparta, MI 49345

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,488 sqft · built 1910
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on Record
Last Sale	$86,000 (Sep 2018)
Tax Bill	$1,906 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41-05-14-308-012`

Property Details

APN / Parcel Number

Primary APN	`41-05-14-308-012`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,488 sqft Living Area
1st Floor Area	888 sqft
Basement Area	888 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	148 ft deep x 66 ft wide
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	159 ALMA ST
City	SPARTA
State	MI
Zip	49345-1146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR2
Legal Description	E 1/4 OF LOTS 1 & 2 * CLIFFORD & SAUR'S ADD
Legal Subdivision	CLIFFORD & SAURS ADD
Legal Lot Number	1-2
Jurisdiction	KENT MI
Township / Civil Division	SPARTA
Census Block Group	1
Census Block	1004
Census Tract	10402

Owner

Source: Kent County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	159 ALMA ST, SPARTA, MI 49345-1146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Nov 17, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMPASS CU
Sep 13, 2018	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Sep 13, 2018	Warranty Deed, Transfer AMERICAN FINANCING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2018 · Amount on Record
Deed Sale	Sep 13, 2018 · Amount on Record
Prior Sale	Oct 24, 1995
Deed Document Number	201871931
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	159 ALMA ST, SPARTA, MI 49345-1146
Transaction Type	Mortgage
Record Updated	Mar 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 ALMA ST, SPARTA, MI 49345-1146

Mortgage

Document Number	0000007248
Date	Feb 10, 2023
Instrument	20230210-0007248

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2038

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	159 ALMA ST, SPARTA, MI 49345-1146
Transaction Type	Mortgage
Record Updated	Dec 20, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 ALMA ST, SPARTA, MI 49345-1146

Mortgage

Document Number	0000124877
Date	Nov 17, 2021
Instrument	20211117-0124877

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	159 ALMA ST, SPARTA, MI 49345-1146
Document Number	0000008649
Instrument Date	May 3, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 ALMA ST SPARTA MI 493451146, SPARTA, MI 49345-1146

Mortgage

Document Number	0000008649
Date	Jan 29, 2020
Instrument	8649

Lender

Name	COMPASS CU
Address	485 S STATE ST, SPARTA, MI 49345-1549

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 28, 2035

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENT MI
Property Address	159 ALMA ST, SPARTA, MI 49345-1146
Document Number	0000013696
Instrument Date	Sep 13, 2018
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 ALMA ST SPARTA MI 493451146, SPARTA, MI 49345-1146

Mortgage

Document Number	0000013696
Date	Feb 3, 2021
Instrument	13696

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Feb 2, 2048

Interest

Rate Type	Fixed Rate
Rate	3.37%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Sep 13, 2018
Property Address	159 ALMA ST, SPARTA, MI 49345-1146
Document Number	0000071931
Instrument Date	Aug 28, 2018
Instrument	71931
Transaction Type	Transfer
Record Updated	Oct 5, 2018
Title Company	FIRST INTEGRITY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$739.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 ALMA ST SPARTA MI 493451146, SPARTA, MI 49345-1146

Mortgage

Document Number	71933
Date	Sep 13, 2018
Instrument	71933

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2048

Tax Assessment & Valuation

Source: Kent County assessment roll, as of June 13, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Sparta Township
Municipality	Sparta Village
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,906.00 (-13.4%) Homeowner's exemption	$121,500 (+19.94%)	$243,000 (+19.94%)
2023		$101,300	$202,600
2019	$2,201.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1994–2013)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Apr 2013 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA serves 4,140 people · EPA ID MI0006200
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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