Charlotte County property record for 15896 Leaning Pine Ln, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,245 sqft · built 2021 |
| Lot Size | 0.165 acres (7,230 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Apr 2021) |
| Tax Bill | $7,307 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-26-20-105-014 |
| Primary APN | 42-26-20-105-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,245 sqft Living Area |
| Gross Area | 2,944 sqft |
| Flooring | Covered |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Clay Tile |
| Lot Area | 7,230 sqft (0.165 acres) |
| Driveway | Driveway |
| Driveway Area | 320 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 35 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 15896 LEANING PINE LN |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-2160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | BCN 000 0000 1134 BABCOCK NATIONAL LOT 1134 (7230 SF) 4754/168 |
| Legal Lot Number | 1134 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10100 |
15896 Leaning Pine Ln is owned and occupied by two individuals who bought it in April 2021.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 15896 LEANING PINE LN, PUNTA GORDA, FL 33982-2160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 26, 2021 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage LENNAR MORTGAGE LLC |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2021 · Amount on File |
| Deed Sale | Apr 26, 2021 · Amount on File |
| Deed Document Number | 2935907 |
| Deed Book / Page | 4754 / 168 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 15896 LEANING PINE LN, PUNTA GORDA, FL 33982-2160 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 15896 LEANING PINE LN, PUNTA GORDA, FL 33982-2160 |
| Document Number | 0049090197 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | 4909/197 |
| Instrument | 3045114 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 26, 2021 |
| Property Address | 15896 LEANING PINE LN, PUNTA GORDA, FL 33982-2160 |
| Document Number | 0047540168 |
| Book / Page | 4754 / 168 |
| Map Reference | MB 23 PG 14 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 2935907 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 22, 2023 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,395.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460 |
| Name | Verified Name |
|---|---|
| Address | 15896 LEANING PINE LN, PUNTA GORDA, FL 33982-2160 |
| Document Number | 0004754172 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 4754/172 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 15896 Leaning Pine Ln was $7,307 with exemptions applied.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,307.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $533,972 | $595,899 Land $125,000 Building $470,899 |
| 2023 | $10,029.00 (+3.82%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $503,809 (+3%) | $575,776 (+17.71%) Land $124,000 Building $451,776 |
| 2022 | $9,660.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $489,135 Land $72,251 Building $416,884 | $489,135 Land $72,251 Building $416,884 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15896 Leaning Pine Ln in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15896 Leaning Pine Ln is high, ranking above 88% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 81% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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