15895 W Sapphire Ave, Kerman, CA 93630 Property Records

Fresno County property record for 15895 W Sapphire Ave, Kerman, CA 93630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,576 sqft · built 2022
Lot Size	0.184 acres (8,030 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,000 (Oct 2022)
Tax Bill	$5,114 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-393-16S`

Property Details

APN / Parcel Number

Primary APN	`020-393-16S`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,576 sqft Living Area
1st Floor Area	1,576 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Lot Area	8,030 sqft (0.184 acres)
Lot Dimensions	110 ft deep x 73 ft wide
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	15895 W SAPPHIRE AVE
City	KERMAN
State	CA
Zip	93630-8972
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	FRESNO CA
Township / Civil Division	KERMAN
Census Block Group	1
Census Block	1006
Census Tract	4004

Owner

Source: Fresno County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15895 W SAPPHIRE AVE, KERMAN, CA 93630-8972
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Oct 24, 2022	Grant Deed, Subdivision Related Transfer · FHA Mortgage KIND LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2022 · Amount on Record
Deed Sale	Oct 24, 2022 · Amount on Record
Deed Document Number	2022131678
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Recording Date	Sep 28, 2026
Property Address	15895 W SAPPHIRE AVE, KERMAN, CA 93630-8972
Document Number	0000096234
Instrument Date	Aug 11, 2026
Instrument	202696234
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15895 W SAPPHIRE AVE, KERMAN, CA 93630-8972

Mortgage

Document Number	0000096234,
Date	Sep 28, 2026
Instrument	202696234

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Nov 1, 2052

Interest

Max Rate	-1%

October 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Oct 24, 2022
Property Address	15895 W SAPPHIRE AVE, KERMAN, CA 93630-8972
Document Number	0000131678
Map Reference	VOL 91 PG 41-45
Instrument Date	Dec 21, 2021
Instrument	2022-0131678
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 21, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15895 W SAPPHIRE AVE, KERMAN, CA 93630-8972

Mortgage

Document Number	0000131679
Date	Oct 24, 2022
Instrument	2022-0131679

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Kerman City
Unified School District	Kerman Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$412,808 (+2%) Land $106,120 Building $306,688
2025	$5,114.00 (+4.75%)	$404,715 (+4.04%) Land $104,040 Building $300,675
2023	$4,882.00 (+191.29%)	$389,000 Land $100,000 Building $289,000
2022	$1,676.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kerman Telephone Fiber · DSL · Fixed Wireless in parts of the area	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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