15892 21st Ave, Clearlake, CA 95422 Property Records

Lake County property record for 15892 21st Ave, Clearlake, CA 95422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,561 sqft · built 2006
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$219,000 (Jun 2019)
Tax Bill	$2,971 (2026)
Deeds & Mortgages	Jul 2025 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042-171-270-000`

Property Details

APN / Parcel Number

Primary APN	`042-171-270-000`
Alternative APN	`042-171-27`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,561 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Masonry / Concrete Block
Lot Area	5,227 sqft (0.12 acres)
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	042-171-27
Street Address	15892 21ST AVE
City	CLEARLAKE
State	CA
Zip	95422-9056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLEAR LAKE HLNDS 04
Legal Block	2
Legal Lot Number	12
Jurisdiction	LAKE CA
Township / Civil Division	CLEARLAKE
Census Block Group	2
Census Block	2055
Census Tract	702

Owner

15892 21st Ave is owned and occupied by an individual who bought it in June 2019.

Source: Lake County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	15892 21ST AVE, CLEARLAKE, CA 95422-9056
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 3, 2019	Grant Deed, Transfer · FHA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2019 · Amount on File
Deed Sale	Jun 3, 2019 · Amount on File
Prior Sale	Aug 14, 2014 · Amount on File
Deed Document Number	20196534
Prior Transfer Date	Apr 17, 2008
Prior Transfer Doc	0000008436
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	15892 21ST AVE, CLEARLAKE, CA 95422-9056
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15892 21ST AVE, CLEARLAKE, CA 95422-9056

Mortgage

Document Number	0000006542
Date	Jul 8, 2025
Instrument	2025006542

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	May 1, 2055

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Jun 3, 2019
Property Address	15892 21ST AVE, CLEARLAKE, CA 95422-9056
Document Number	0000006534
Map Reference	MB 3 PG 66-75
Instrument Date	May 29, 2019
Instrument	2019006534
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 345, LUCERNE, CA 95458-0345

Mortgage

Document Number	0000006535
Date	Jun 3, 2019
Instrument	2019006535

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 15892 21st Ave was $2,971, up 2.4% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Municipality	Clearlake City
Unified School District	Konocti Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,971.00 (+2.41%)	$249,178 (+2%) Land $22,754 Building $226,424
2025	$2,901.00	$244,293 Land $22,308 Building $221,985
2023	$2,833.00 (+5.28%)	$234,809 Land $21,443 Building $213,366
2022	$2,691.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15892 21st Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1993–1998)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15892 21st Ave is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KONOCTI COUNTY WATER DISTRICT serves 5,928 people · EPA ID CA1710006
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
DigitalPath Fixed Wireless	400 / 20
101Netlink Fixed Wireless	100 / 20

May also be available: Verizon.

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