15891 Riverton Ave, Lathrop, CA 95330 Property Records

San Joaquin County property record for 15891 Riverton Ave, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,776 sqft · built 2023
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$1,350,500 (Dec 2023)
Tax Bill	$26,757 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`213-570-230-000`

Property Details

APN / Parcel Number

Primary APN	`213-570-230-000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,776 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Wood
Lot Area	8,276 sqft (0.19 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	15891 RIVERTON AVE
City	LATHROP
State	CA
Zip	95330-8098
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34 RIVER ISLANDS STAGE 2B VILLAGE MM2 RM 44-
Legal Subdivision	RIVER ISLANDS-STAGE 28
Legal Lot Number	34
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1001
Census Tract	5214

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15891 RIVERTON AVE, LATHROP, CA 95330-8098
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Feb 1, 2024	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 29, 2023	Grant Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2023 · Amount on File
Deed Sale	Dec 29, 2023 · Amount on File
Deed Document Number	2023109801
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 7, 2026
Property Address	15891 RIVERTON AVE, LATHROP, CA 95330-8098
Document Number	0000061231
Instrument Date	Jun 30, 2026
Instrument	202661231
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15891 RIVERTON AVE, LATHROP, CA 95330-8098

Mortgage

Document Number	0000061231,
Date	Jul 7, 2026
Instrument	202661231

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.48%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	15891 RIVERTON AVE, LATHROP, CA 95330-8098
Transaction Type	Mortgage
Record Updated	Feb 12, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15891 RIVERTON AVE, LATHROP, CA 95330-8098

Mortgage

Document Number	0000008325
Date	Feb 1, 2024
Instrument	2024-008325

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.5%
Index	1-Year T-Bill
Max Rate	11.5%

December 2023: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 29, 2023
Property Address	15891 RIVERTON AVE, LATHROP, CA 95330-8098
Document Number	0000109801
Map Reference	MB 44 PG 32
Instrument Date	Dec 7, 2023
Instrument	2023-109801
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 10, 2024
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15891 RIVERTON AVE, LATHROP, CA 95330-8098

Mortgage

Document Number	0000109802
Date	Dec 29, 2023
Instrument	2023-109802

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	12%
Index	1-Year T-Bill
Max Rate	12%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Banta Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$26,757.00 (-2.37%)
2025	$27,406.00 (+156.11%)	$1,347,956 (+408.28%) Land $112,200 Building $1,235,756
2023	$10,701.00	$265,200 Land $265,200	$1,159,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 107 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Matrix Broadband Fixed Wireless	200 / 40
Ayera Technologies Fixed Wireless	120 / 40

May also be available: Cal.net.

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