15891 Captiva Dr, Captiva, FL 33924 Property Records

Lee County property record for 15891 Captiva Dr, Captiva, FL 33924

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,918 sqft · built 1999
Lot Size0.789 acres (34,369 sqft)
Owner2 Individual Names on Record
Tax Bill$47,004 (2025)
Deeds & MortgagesMay 2026 Construction Loan
Nov 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN35-45-21-04-00000.0100

Property Details

APN / Parcel Number

Primary APN35-45-21-04-00000.0100
Alternative APNs
  • 21354504000000100
  • 10004817

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area4,918 sqft Living Area
Gross Area11,417 sqft
1st Floor Area2,552 sqft
Upper Floors Area2,177 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialStucco
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area34,369 sqft (0.789 acres)
View / LotBay
Garage TypeAttached
Garage Area1,581 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchFlorida Room
Porch Area1,054 sqft
Patio Area616 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Lawn SprinklersLawn Sprinklers
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10004817
Street Address15891 CAPTIVA DR
CityCAPTIVA
StateFL
Zip33924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTFC2
Legal DescriptionDICKEYS JOHN R SUBD PB 4 PG 6 LT 10 S 100 FT LESS OR2867/3852
Legal Range21E
Legal Township45S
Legal Section35
Legal SubdivisionCAPTIVA DICKEYS SUBD
Legal Tract04
Legal Block1
Legal Lot Number10
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1047
Census Tract80100

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3325 GREAT VALLEY DR, WEST FRIENDSHIP, MD 21794-9428
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 18, 2026Deed of Trust, Mortgage · Construction Mortgage
NONE LISTED ON DOCUMENT
Nov 28, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 3, 2022Re-recorded Document
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2008
Deed SaleOct 31, 2008
Prior SaleJan 24, 2000 · Amount on Record
Deed Document Number2008287592
Prior Transfer DateSep 15, 1997
Prior Transfer Doc2869001798
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Recording DateMay 18, 2026
Property Address15891 CAPTIVA DR, CAPTIVA, FL 33924
Document Number0000131226
Instrument DateMay 1, 2026
Instrument2026131226
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3325 GREAT VALLEY DR, WEST FRIENDSHIP, MD 21794-9428

Mortgage

Document Number0000131226,
DateMay 18, 2026
Instrument2026131226
Lender
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 1, 2027
Interest
Rate6.46%
Max Rate-1%

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address15891 CAPTIVA DR, CAPTIVA, FL 33924
Transaction TypeMortgage
Record UpdatedDec 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3325 GREAT VALLEY DR, WEST FRIENDSHIP, MD 21794-9428

Mortgage

Document Number0000374750
DateNov 28, 2023
Instrument2023000374750
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term344 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateJul 1, 2032
Change Frequency6 Months
Margin3

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address15891 CAPTIVA DR, CAPTIVA, FL 33924
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3325 GREAT VALLEY DR, WEST FRIENDSHIP, MD 21794-9428

Mortgage

Document Number0000201814
DateJun 16, 2022
Instrument2022000201814
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateJul 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9%
IndexOther
Margin3
Max Rate9%

May 2022: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionLEE FL
Recording DateMay 3, 2022
Property Address15891 CAPTIVA DR, CAPTIVA, FL 33924
Document Number0000148013
Map ReferenceMB 4 PG 6
Instrument DateApr 29, 2022
Instrument2022000148013
Record UpdatedJul 28, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3325 GREAT VALLEY DR, WEST FRIENDSHIP, MD 21794-9428

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,052,909 (-9.21%) Land $2,053,459 Building $999,450$3,052,909 (-11.52%) Land $2,053,459 Building $999,450
2025$47,004.00 (-34.55%) Homeowner's exemption$3,362,466 (-31.41%)$3,450,484 (-38.03%) Land $2,473,074 Building $977,410
2023$71,821.00 (+7.65%) Homeowner's exemption$4,901,922 (+3%)$5,568,256 (+17%) Land $1,748,164 Building $3,820,092
2022$66,718.00 Homeowner's exemption$4,759,148 Land $2,880,000 Building $1,879,148$4,759,148 Land $2,880,000 Building $1,879,148

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 774 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies857 units insured
incl. 83 condo units
Nearby Flood Claims1,041 (1988–2024)
Claims Outside the SFHA76 of 1,041
Most Recent ClaimNov 2024 · other causes
Claims by Event
  • Hurricane Milton, Oct 2024 · 269 claims
  • Hurricane Ian, Oct 2022 · 239 claims
  • Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemISLAND WATER ASSOCIATION
serves 14,784 people · EPA ID FL5360146
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
3,000 / 3,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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