15890 Snuz Mountain Rd, Ramona, CA 92065 Property Records

San Diego County property record for 15890 Snuz Mountain Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,018 sqft · built 2005
Lot Size	5.63 acres (245,678 sqft)
Owner	Company Name on File
Last Sale	$50,000 (Sep 2001)
Tax Bill	$10,495 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`278-233-38-00`

Property Details

APN / Parcel Number

Primary APN	`278-233-38-00`
Alternative APN	`2782331100`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	4,018 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	245,678 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	2782331100
Street Address	15890 SNUZ MOUNTAIN RD
City	RAMONA
State	CA
Zip	92065-7355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 4 DOC02-1209676 IN LOT 2 OF SEC 36-13-1W&ALL OF TR PM09859
Legal Range	01W
Legal Township	13
Legal Section	36
Legal Subdivision	PARCEL MAP NO 9859
Legal Tract	1009859
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1003
Census Tract	20801

Owner

15890 Snuz Mountain Rd is owned by a company that acquired it in November 2021 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	15890 SNUZ MOUNTAIN RD, RAMONA, CA 92065-7355
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 23, 2021	Intrafamily Transfer, Transfer AMROCK LLC
Jul 24, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Jul 24, 2020	Quit Claim Deed, Transfer AMROCK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2001 · Amount on File
Deed Sale	Sep 6, 2001 · Amount on File
Prior Sale	Sep 30, 1996 · Amount on File
Deed Document Number	2001636611
Last Transfer Date	Nov 15, 2021
Transfer Doc	0000806550
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 23, 2021
Property Address	15890 SNUZ MOUNTAIN RD, RAMONA, CA 92065-7355
Document Number	0000806548
Instrument Date	Nov 15, 2021
Instrument	2021-0806548
Transaction Type	Transfer
Record Updated	Dec 3, 2021
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15890 SNUZ MOUNTAIN RD, RAMONA, CA 92065-7355

Mortgage

Document Number	0000806549
Date	Nov 23, 2021
Instrument	2021-0806549

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 23, 2021
Property Address	15890 SNUZ MOUNTAIN RD, RAMONA, CA 92065-7355
Document Number	0000806550
Instrument Date	Nov 15, 2021
Instrument	2021-0806550
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	15890 SNUZ MOUNTAIN RD, RAMONA, CA 92065-7355

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 24, 2020
Property Address	15890 SNUZ MOUNTAIN RD, RAMONA, CA 92065-7355
Document Number	0000401238
Instrument Date	Jun 16, 2020
Instrument	401238
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15890 SNUZ MOUNTAIN RD RAMONA CA 920657355, RAMONA, CA 92065-7355

Mortgage

Document Number	401239
Date	Jul 24, 2020
Instrument	401239

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 24, 2020
Property Address	15890 SNUZ MOUNTAIN RD, RAMONA, CA 92065-7355
Document Number	0000401240
Instrument Date	Jun 16, 2020
Instrument	401240
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	15890 SNUZ MOUNTAIN RD RAMONA CA 920657355, RAMONA, CA 92065-7355

Tax Assessment & Valuation

The 2025 property tax bill for 15890 Snuz Mountain Rd was $10,495 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$988,526 (+2%) Land $128,550 Building $859,976
2025	$10,495.00 Homeowner's exemption	$969,144 Land $126,030 Building $843,114
2023	$9,881.00 (-0.42%) Homeowner's exemption	$931,513 Land $121,137 Building $810,376
2022	$9,923.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15890 Snuz Mountain Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15890 Snuz Mountain Rd is extreme, ranking above 99% of the US, with a 3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99% of the US · above 93% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Cox Communications.

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