15890 Cape Coral Loop, Clermont, FL 34714 Property Records

Lake County property record for 15890 Cape Coral Loop, Clermont, FL 34714

Property Summary

Property Type	Residential Vacant Land
Owner	Company Name on File
Last Sale	$759,300 (Jul 2025)
Tax Bill	$2,902 (2024)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-24-26-0100-000-27500`

Property Details

APN / Parcel Number

Primary APN	`26-24-26-0100-000-27500`
Alternative APN	`3945859`

Location & Zoning

Account Number	3945859
Street Address	15890 CAPE CORAL LOOP
City	CLERMONT
State	FL
Zip	34714
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	WINDSOR CAY PHASE 1 PB 80 PG 78-96 LOT 275 ORB 6556 PG 1176
Legal Subdivision	WINDSOR CAY PHASE
Legal Phase	1
Legal Lot Number	275
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2000
Census Tract	31318

Owner

15890 Cape Coral Loop, residential vacant land, is owned by a company that bought it in July 2025.

Source: Lake County records, as of December 15, 2025

Owner of Record	Company Name on File
Mailing Address	496 PONDEROSA DR, SAINT CLOUD, FL 34769-1656
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2025 · Amount on File
Deed Sale	Jul 3, 2025 · Amount on File
Deed Document Number	2025082203
Deed Book / Page	6556 / 1176
Record Updated	Jun 8, 2026

July 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 3, 2025
Property Address	15890 CAPE CORAL LOOP, CLERMONT, FL 34714
Document Number	0065561176
Book / Page	6556 / 1176
Map Reference	MB 80 PG 78-96
Instrument Date	Jun 17, 2025
Instrument	2025082203
Transaction Type	Transfer
Record Updated	Oct 1, 2025
Title Company	PGP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,315.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 PONDEROSA DR, SAINT CLOUD, FL 34769-1656

Mortgage

Document Number	0065561181
Date	Jul 3, 2025
Instrument	6556/1181

Lender

Name	BANCO DO BRASIL AMERICAS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	8.5%
Index	1-Year T-Bill
Max Rate	12.5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$90,000 Land $90,000	$90,000 Land $90,000
2024	$2,902.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15890 Cape Coral Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15890 Cape Coral Loop is high, ranking above 77% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHLAKE UTILITIES private · serves 9,950 people · EPA ID FL3354916
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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