Charlevoix County property record for 15890 Bells Bay Rd, Charlevoix, MI 49720
| Property Type | Commercial |
|---|---|
| Lot Size | 35.5 acres (1,546,380 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $26,470 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-033-010-35 |
| Primary APN | 004-033-010-35 |
|---|
| Lot Area | 1,546,380 sqft (35.5 acres) |
|---|
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15890 BELLS BAY RD |
|---|---|
| City | CHARLEVOIX |
| State | MI |
| Zip | 49720-8701 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | BEG AT W1/4 COR SEC 33 T34N R8W TH AL E&W1/4 LI S89DEG34'17E 659.14FT TH S0DEG57'42W 2190.59FT TH N89DEG35'05W 428.63FT TH S1 |
| Legal Range | 08W |
| Legal Township | 34N |
| Legal Section | 33 |
| Jurisdiction | CHARLEVOIX MI |
| Township / Civil Division | CHARLEVOIX |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 800 |
Source: Charlevoix County records, as of June 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1450, CHICAGO, IL 60690-1450 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Charlevoix County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Charlevoix County |
| County Subdivision | Charlevoix Township |
| Unified School District | Charlevoix Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $672,300 (+0.36%) | $1,344,600 (+0.36%) | |
| 2025 | $26,470.00 (+2.13%) | $669,900 (+7.36%) | $1,339,800 (+7.36%) |
| 2024 | $25,917.00 (+9.52%) | ||
| 2023 | $624,000 | $1,248,000 | |
| 2022 | $23,664.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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