Garrard County property record for 1589 Wolf Trail Rd, Lancaster, KY 40444
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1 ba |
| Lot Size | 36 acres (1,568,160 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $668 (2025) |
| Deeds & Mortgages | Aug 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-15 |
| Primary APN | 30-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Exterior Material | Other |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,568,160 sqft (36 acres) |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Connected |
| Account Number | 23380 |
|---|---|
| Street Address | 1589 WOLF TRAIL RD |
| City | LANCASTER |
| State | KY |
| Zip | 40444-9351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970202 |
Source: Garrard County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1589 WOLF TRAIL RD, LANCASTER, KY 40444-9351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Aug 20, 2021 |
| Property Address | 1589 WOLF TRAIL RD, LANCASTER, KY 40444-9351 |
| Document Number | 00D311/428 |
| Book / Page | D311 / 428 |
| Map Reference | DB 67 PG 445 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 163845 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $117.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2051 WOLF TRAIL RD, LANCASTER, KY 40444-9175 |
| Name | Verified Name |
|---|---|
| Address | 1589 WOLF TRAIL RD, LANCASTER, KY 40444-9351 |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $668.00 (-0.45%) | $65,000 (-) Land $15,000 Building $50,000 | $65,000 (-) Land $15,000 Building $50,000 |
| 2024 | $671.00 (+1.82%) | $65,000 (+4.84%) Land $15,000 Building $50,000 | $65,000 (+4.84%) Land $15,000 Building $50,000 |
| 2023 | $659.00 (-0.9%) | $62,000 (-) Land $15,000 Building $47,000 | $62,000 (-) Land $15,000 Building $47,000 |
| 2022 | $665.00 | $62,000 Land $15,000 Building $47,000 | $62,000 Land $15,000 Building $47,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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