1589 Riverside Rd, Niles, MI 49120 Property Records

Berrien County property record for 1589 Riverside Rd, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,624 sqft · built 1999
Lot Size	0.647 acres (28,183 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,500 (Feb 2021)
Tax Bill	$8,233 (2025)
Deeds & Mortgages	Apr 2024 Transfer Aug 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`14-6450-0018-00-9`

Property Details

APN / Parcel Number

Primary APN	`14-6450-0018-00-9`
Alternative APN	`11-14-6450-0018-00-9`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,624 sqft
Basement Area	1,624 sqft
Unfinished Basement	1,624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Raised Ranch
Lot Area	28,183 sqft (0.647 acres)
Lot Dimensions	200 ft deep x 141 ft wide
Garage Area	851 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1589 RIVERSIDE RD
City	NILES
State	MI
Zip	49120-9058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 18 RIVERSIDE ESTATES
Legal Subdivision	RIVERSIDE
Legal Lot Number	18
Legal Unit	18
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	2
Census Block	2039
Census Tract	20400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	75 CITATION CIR, WHEATON, IL 60189-3119
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Intrafamily Transfer, Transfer
Aug 27, 2018	Deed of Trust, Mortgage · Commercial Mortgage MUTUAL BANK FSB
Feb 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL BANK FSB
Apr 27, 2020	Deed of Trust, Mortgage · Line of Credit HONOR CU
Feb 22, 2021	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Feb 25, 2020	Deed, Transfer · Conventional Mortgage HONOR CU
Jul 31, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2021 · Amount on Record
Deed Sale	Feb 22, 2021 · Amount on Record
Prior Sale	Feb 25, 2020 · Amount on Record
Deed Book / Page	3314 / 2152
Transfer Doc	003266/513
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Apr 12, 2024
Property Address	1589 RIVERSIDE RD, NILES, MI 49120-9058
Document Number	03424/2010
Book / Page	3424 / 2010
Map Reference	LB 25 PG 39
Instrument Date	Apr 11, 2024
Instrument	2024403844
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	75 CITATION CIR, WHEATON, IL 60189-3119

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1589 RIVERSIDE RD, NILES, MI 49120-9058
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03215/1217
Date	Aug 27, 2018
Book Page	3215/1217

Lender

Name	MUTUAL BANK FSB
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Feb 9, 2019

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1589 RIVERSIDE RD, NILES, MI 49120-9058
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03162/2474
Date	Feb 7, 2017
Book Page	3162/2474

Lender

Name	MUTUAL BANK FSB
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1589 RIVERSIDE RD, NILES, MI 49120-9058
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03272/2385
Date	Apr 27, 2020
Book Page	3272/2385

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 12, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Feb 22, 2021
Property Address	1589 RIVERSIDE RD, NILES, MI 49120-9058
Document Number	03314/2152
Book / Page	3314 / 2152
Map Reference	LB 25 PG 39
Instrument Date	Feb 15, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$3,401.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 CITATION CIR, WHEATON, IL 60189-3119

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Feb 25, 2020
Property Address	1589 RIVERSIDE RD, NILES, MI 49120-9058
Document Number	003266/513
Book / Page	3266 / 513
Map Reference	LB 25 PG 39
Instrument Date	Feb 12, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	MTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,001.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1589 RIVERSIDE RD, NILES, MI 49120-9058

Mortgage

Document Number	0003266516
Date	Feb 25, 2020
Instrument	3266/516

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jul 31, 2017
Property Address	1589 RIVERSIDE RD, NILES, MI 49120-9058
Document Number	03178/3221
Book / Page	3178 / 3221
Map Reference	LB25 PG39
Instrument Date	Jul 10, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1589 RIVERSIDE RD, NILES, MI 49120-9058

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Niles Township
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,700 (+14.54%)	$499,400 (+14.54%)
2025	$8,233.00 (+2.94%)	$218,000 (+15.47%)	$436,000 (+15.47%)
2024	$7,998.00 (+7.46%)
2023		$188,800	$377,600
2022	$7,443.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1990–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Verizon Fixed Wireless	25 / 6
AT&T DSL	25 / 5

May also be available: T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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