1589 Rd 21, Continental, OH 45831 Property Records

Putnam County property record for 1589 Rd 21, Continental, OH 45831

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,717 sqft · built 2023
Lot Size	15.3 acres (667,993 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (Mar 2008)
Tax Bill	$4,834 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-002160.0300`

Property Details

APN / Parcel Number

Primary APN	`22-002160.0300`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,717 sqft Living Area
1st Floor Area	1,789 sqft
Upper Floors Area	928 sqft
Basement Area	1,184 sqft
Unfinished Basement	1,184 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Wood
Roof Type	Gable
Lot Area	667,993 sqft (15.3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1589 ROAD 21
City	CONTINENTAL
State	OH
Zip	45831-9452
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	2N 5E 02 PAR 1 NPT W SW
Legal Range	5E
Legal Township	2N
Legal Section	02
Jurisdiction	PUTNAM OH
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1058
Census Tract	30200

Owner

1589 Rd 21, a rural home, is owned and occupied by two individuals who bought it in March 2008.

Source: Putnam County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1589 ROAD 21, CONTINENTAL, OH 45831-9452
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage FORT JENNINGS STATE BANK
Dec 29, 2020	Deed of Trust, Mortgage · Line of Credit THE FORT JENNINGS STATE BANK
Oct 11, 2023	Deed of Trust, Mortgage · Closed-End Mortgage THE FORT JENNINGS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2008 · Amount on File
Deed Sale	Mar 10, 2008 · Amount on File
Prior Sale	Oct 8, 2003
Deed Document Number	20081321
Deed Book / Page	589 / 2048
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Recording Date	Jun 9, 2026
Property Address	1589 ROAD 21, CONTINENTAL, OH 45831-9452
Document Number	0000002480
Book / Page	788 / 117
Instrument Date	Jun 2, 2026
Instrument	20262480
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1589 ROAD 21, CONTINENTAL, OH 45831-9452

Mortgage

Document Number	0000002480,
Date	Jun 9, 2026
Book Page	788/117
Instrument	20262480

Lender

Name	FORT JENNINGS STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	1589 ROAD 21, CONTINENTAL, OH 45831-9452
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000729/504
Date	Dec 29, 2020
Book Page	729/504
Instrument	202000006713

Lender

Name	THE FORT JENNINGS STATE BANK
Type	Bank
Address	FORT JENNINGS, OH 45844

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	1589 ROAD 21, CONTINENTAL, OH 45831-9452
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1589 ROAD 21, CONTINENTAL, OH 45831-9452

Mortgage

Document Number	000760/721
Date	Oct 11, 2023
Book Page	760/721
Instrument	202300003633

Lender

Name	THE FORT JENNINGS STATE BANK
Type	Bank
Address	FORT JENNINGS, OH 45844

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1589 Rd 21 was $4,834 with a homeowner's exemption, up 2.8% from the year before.

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Monroe Township
Unified School District	Continental Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,834.00 (+2.76%) Homeowner's exemption Additional exemption filed	$149,900 (-) Land $7,720 Building $142,180	$492,740 Land $86,510 Building $406,230
2024	$4,704.00 (+627.05%) Homeowner's exemption Additional exemption filed	$149,900 (+1,000.59%) Land $7,720 Building $142,180
2023	$647.00 (+19.59%) Additional exemption filed	$13,620 (-) Land $1,970 Building $11,650	$492,740 Land $86,510 Building $406,230
2022	$541.00 Additional exemption filed	$13,620 Land $1,970 Building $11,650
2020			$92,690 Land $59,400 Building $33,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1589 Rd 21 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 1, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1589 Rd 21 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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