1589 Naples St, Mora, MN 55051 Property Records

Kanabec County property record for 1589 Naples St, Mora, MN 55051

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,232 sqft · built 2022
Lot Size	39.3 acres (1,712,779 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jul 2021)
Tax Bill	$4,722 (2026)
Deeds & Mortgages	Nov 2022 Mortgage May 2022 Mortgage + 1 more
APN	`06-00260-10`

Property Details

APN / Parcel Number

Primary APN	`06-00260-10`
Alternative APN	`11463`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,232 sqft Adjusted Area
Flooring	Laminate Plank
Interior Walls	Wood

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Logs
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,712,779 sqft (39.3 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	11463
Street Address	1589 NAPLES ST
City	MORA
State	MN
Zip	55051-7400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE1/4 OF NE1/4
Legal Range	23
Legal Township	38
Legal Section	06
Jurisdiction	KANABEC MN
Township / Civil Division	GRASS LAKE
Census Block Group	3
Census Block	3036
Census Tract	480400

Owner

Source: Kanabec County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1589 NAPLES ST, MORA, MN 55051-7400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage LUMINATE HOME LOANS INC
May 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage LUMINATE BANK
Jul 19, 2021	Deed, Transfer · Conventional Mortgage FALCON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2021 · Amount on Record
Deed Sale	Jul 19, 2021 · Amount on Record
Deed Document Number	2021275146
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANABEC MN
Property Address	1589 NAPLES ST, MORA, MN 55051-7400
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	TITLE GROUP/TN, TITLE GROUP INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000280520
Date	Nov 7, 2022
Instrument	280520

Lender

Name	LUMINATE HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANABEC MN
Property Address	1589 NAPLES ST, MORA, MN 55051-7400
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	TITLE GROUP/TN, TITLE GROUP INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000278598
Date	May 11, 2022
Instrument	278598

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 10, 2023

Interest

Rate Type	Fixed Rate

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KANABEC MN
Recording Date	Jul 19, 2021
Property Address	1589 NAPLES ST, MORA, MN 55051-7400
Document Number	0000275146
Instrument Date	Jun 3, 2021
Instrument	275146
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31000 BALTIMORE ST NE, CAMBRIDGE, MN 55008-6808

Mortgage

Document Number	0000275148
Date	Jul 19, 2021
Instrument	275148

Lender

Name	FALCON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 8, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kanabec County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Kanabec County
County Subdivision	Grass Lake Township
Unified School District	Mora Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,722.00 (+10.28%) Homeowner's exemption Senior Citizen's exemption	$455,100 (+17.2%) Land $135,000 Building $320,100	$455,100 (+17.2%) Land $135,000 Building $320,100
2023	$4,282.00	$388,300 Land $113,200 Building $275,100	$388,300 Land $113,200 Building $275,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2016)
Most Recent Claim	Jul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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