1589 N Hardin Rd, Ada, OH 45810 Property Records

Allen County property record for 1589 N Hardin Rd, Ada, OH 45810

Property Summary

Property Type	Farm - Irrigated or Dry
Details	2 bd · 1 ba · 1,560 sqft · built 1920
Lot Size	37.4 acres (1,631,758 sqft)
Owner	Individual Name on Record
Last Sale	$126,000 (Apr 2015)
Tax Bill	$2,575 (2025)
Deeds & Mortgages	Jan 2024 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38-2400-04-005.000`

Property Details

APN / Parcel Number

Primary APN	`38-2400-04-005.000`
Alternative APN	`I2838240004005000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,560 sqft Gross Area
1st Floor Area	896 sqft
Upper Floors Area	396 sqft
Basement Area	140 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	1,631,758 sqft (37.4 acres)
Porch	Enclosed Frame Porch
Porch Area	128 sqft
Lean-To	480 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	1589 N HARDIN RD
City	ADA
State	OH
Zip	45810-9203
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	PT SE1/4 -.026 AC CO RD EASE RTS 08-03-24
Jurisdiction	ALLEN OH
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1054
Census Tract	11400

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1589 N HARDIN RD, ADA, OH 45810-9203
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Deed of Trust, Mortgage · USDA Mortgage USDA
May 28, 2020	Deed of Trust, Mortgage MISCELLANEOUS GOVT AGCY
Jun 29, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS NAT'L BK/BLUFFTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2015 · Amount on Record
Deed Sale	Apr 14, 2015 · Amount on Record
Prior Sale	Dec 8, 1986
Deed Document Number	20153337
Deed Book / Page	2015 / 3337
Prior Transfer Date	Apr 13, 2015
Prior Transfer Doc	4140003338
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1589 N HARDIN RD, ADA, OH 45810-9203
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1589 N HARDIN RD, ADA, OH 45810-9203

Mortgage

Document Number	1050000137
Date	Jan 5, 2024
Book Page	2024/137
Instrument	202401050000137

Lender

Name	USDA
Type	Government Agency
Address	220 W LIVINGSTON ST STE 2, CELINA, OH 45822

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 5, 2064

Interest

Rate	3.5%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1589 N HARDIN RD, ADA, OH 45810-9203
Document Number	0000005871
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1589 N HARDIN RD ADA OH 458109203, ADA, OH 45810-9203

Mortgage

Document Number	0000005871
Date	Jun 3, 2020
Instrument	5871

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	220 W LIVINGSTON ST, CELINA, OH 45822-1670

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1589 N HARDIN RD, ADA, OH 45810-9203
Document Number	0000007489
Instrument Date	Jun 29, 2017
Transaction Type	Mortgage
Record Updated	Jul 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1589 N HARDIN RD ADA OH 458109203, ADA, OH 45810-9203

Mortgage

Document Number	0000007489
Date	Jul 7, 2017
Instrument	7489

Lender

Name	CITIZENS NAT'L BK/BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 6, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Jackson Township
Unified School District	Allen East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,575.00	$128,420 (-) Land $90,510 Building $37,910	$366,900 (-) Land $258,600 Building $108,300
2024	$2,575.00 (+35.38%) Homeowner's exemption	$128,420 (+30.99%) Land $90,510 Building $37,910	$366,900 (+30.99%) Land $258,600 Building $108,300
2023	$1,902.00 (-0.78%) Homeowner's exemption	$98,040 (-) Land $69,090 Building $28,950
2022	$1,917.00 Homeowner's exemption Additional exemption filed	$98,040 Land $69,090 Building $28,950
2021			$280,100 Land $197,400 Building $82,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Brightspeed.

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