1589 E Shore Dr, Detroit Lakes, MN 56501 Property Records

Becker County property record for 1589 E Shore Dr, Detroit Lakes, MN 56501

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,504 sqft · built 1976
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$256,500 (May 2017)
Tax Bill	$3,212 (2026)
Deeds & Mortgages	Aug 2020 Refinance May 2017 Sale & Mortgage
APN	`49.2471.113`

Property Details

APN / Parcel Number

Primary APN	`49.2471.113`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,504 sqft Living Area
Basement Area	1,140 sqft
Finished Basement	1,140 sqft
Unfinished Basement	1,140 sqft
Bonus Room	Bonus Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Deck Area	64 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1589 E SHORE DR
City	DETROIT LAKES
State	MN
Zip	56501-4708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEMBINA TRAILS 138 41 BLOCK 002 LOT 12 BLK 2
Legal Subdivision	PEMBINA TRAILS 138 41
Legal Block	2
Legal Lot Number	12
Jurisdiction	BECKER MN
Township / Civil Division	DETROIT LAKES
Census Block Group	1
Census Block	1011
Census Tract	450700

Owner

Source: Becker County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1589 E SHORE DR, DETROIT LAKES, MN 56501-4708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
May 10, 2017	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2017 · Amount on Record
Deed Sale	May 10, 2017 · Amount on Record
Deed Document Number	2017642014
Prior Transfer Date	Aug 26, 2013
Prior Transfer Doc	610631
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BECKER MN
Property Address	1589 E SHORE DR, DETROIT LAKES, MN 56501-4708
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	671084
Date	Aug 27, 2020
Instrument	671084

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BECKER MN
Recording Date	May 10, 2017
Property Address	1589 E SHORE DR, DETROIT LAKES, MN 56501-4708
Document Number	642014
Instrument Date	May 8, 2017
Instrument	642014
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1589 E SHORE DR, DETROIT LAKES, MN 56501-4708

Mortgage

Document Number	642016
Date	May 10, 2017
Instrument	642016

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Becker County assessment roll, as of August 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Becker County
Municipality	Detroit Lakes City
Unified School District	Detroit Lakes Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,212.00 (+9.18%) Homeowner's exemption	$354,100 (+9.93%) Land $38,600 Building $315,500	$354,100 (+9.93%) Land $38,600 Building $315,500
2025	$2,942.00 (+4.62%) Homeowner's exemption	$322,100 (+14.67%) Land $38,600 Building $283,500	$322,100 (+14.67%) Land $38,600 Building $283,500
2023	$2,812.00 Homeowner's exemption	$280,900 Land $33,500 Building $247,400	$280,900 Land $33,500 Building $247,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1997–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2022 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 74% of Minnesota
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Detroit Lakes serves 10,038 people · EPA ID MN1030005
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Arvig Cable	1,000 / 50

May also be available: Verizon.

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