1589 Dads Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 1589 Dads Rd, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,421 sqft · built 1984
Lot Size	4.29 acres (186,872 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Dec 2015)
Tax Bill	$1,404 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-596-0163-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-0163-3`
Alternative APNs	`20-3N-24-0000-0006-001C` `24N32000000006001C`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,421 sqft Living Area
Gross Area	1,733 sqft
1st Floor Area	1,421 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	186,872 sqft (4.29 acres)
Porch	Open/Unfinished Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1589 DADS RD
City	BAKER
State	FL
Zip	32531-9326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR OF NE1/4 OF SE1/4 N693 FT W274.75 FT TO BEG W274.75 FT N627.75 FT E163.50 FT S419 FT E 111.25 FT S208.75 FT TO POB AS OR & COM SE COR NE OF SE N693 FT W549.5 FT TO POB W100 FT N627.5 FT E100 FT S627. 75 FT TO POB AS OR
Legal Range	24W
Legal Township	03N
Legal Section	20
Legal Block	6
Legal Lot Number	1C
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2017
Census Tract	20101

Owner

Source: Okaloosa County records · APN C56-000-596-0163-3

Assessment roll updated December 31, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1589 DADS RD, BAKER, FL 32531-9326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 29, 2015 · Amount on Record
Deed Sale	Dec 29, 2015 · Amount on Record
Prior Sale	May 29, 2013 · Amount on Record
Deed Document Number	20153040114
Deed Book / Page	3229 / 3175
Prior Transfer Date	Jul 31, 2004
Prior Transfer Doc	0028160394
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Recording Date	Jun 02, 2026
Property Address	1589 DADS RD, BAKER, FL 32531-9326
Document Number	0003819834
Instrument Date	Mar 12, 2026
Instrument	20263819834
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1589 DADS RD, BAKER, FL 32531-9326

Mortgage

Document Number	0003819834,
Date	Jun 02, 2026
Instrument	20263819834

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Dec 01, 2054

Interest

Rate	6.09%
Max Rate	-1%

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,404.00 (-13.12%) Homeowner's exemption	$170,701 (+3.83%)	$175,808 (+6.93%) Land $38,269 Building $137,539
2023	$1,616.00 (+7.38%) Homeowner's exemption	$164,409 (+8.16%) Land $32,513 Building $131,896	$164,409 (+8.16%) Land $32,513 Building $131,896
2022	$1,505.00	$152,012 Land $30,386 Building $121,626	$152,012 Land $30,386 Building $121,626

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910201012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 16 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.