Hillsborough County property record for 1589 Colding Dr, Ruskin, FL 33570
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,557 sqft · built 2021 |
| Lot Size | 0.171 acres (7,456 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $438,000 (Sep 2023) |
| Tax Bill | $9,906 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 057481-1722 |
| Primary APN | 057481-1722 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,557 sqft Living Area |
| Gross Area | 3,642 sqft |
| 1st Floor Area | 2,557 sqft |
| Flooring | Carpet |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,456 sqft (0.171 acres) |
| Lot Dimensions | 120 ft deep x 62.1 ft wide |
| Garage Type | Attached |
| Garage Area | 681 sqft |
| Porch | Screened Porch |
| Porch Area | 152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0574811722 |
|---|---|
| Street Address | 1589 COLDING DR |
| City | RUSKIN |
| State | FL |
| Zip | 33570-7977 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | SPENCER CREEK PHASE 2 LOT 267 |
| Legal Range | 19E |
| Legal Township | 32S |
| Legal Section | 16 |
| Legal Subdivision | SPENCER CREEK PHASE 2 |
| Legal Phase | 2 |
| Legal Lot Number | 267 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 14109 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1589 COLDING DR, RUSKIN, FL 33570-7977 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2023 · Amount on Record |
| Deed Sale | Sep 28, 2023 · Amount on Record |
| Prior Sale | Jan 5, 2022 · Amount on Record |
| Deed Document Number | 2023433609 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Sep 28, 2023 |
| Property Address | 1589 COLDING DR, RUSKIN, FL 33570-7977 |
| Document Number | 0000433609 |
| Map Reference | MB 139 PG 153 |
| Instrument Date | Sep 26, 2023 |
| Instrument | 2023433609 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2023 |
| Title Company | ATLANTIC COAST TITLE CORPORATION, ATLANTIC TITLE AND CLOSING |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,066.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1441 DUNCAN LOOP S, DUNEDIN, FL 34698-1308 |
| Name | Verified Name |
|---|---|
| Address | 1589 COLDING DR, RUSKIN, FL 33570-7977 |
| Document Number | 0000433610 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 2023433610 |
| Name | FILO MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $338,166 (+0.21%) Land $84,882 Building $253,284 | $338,166 (-8.16%) Land $84,882 Building $253,284 | |
| 2025 | $9,906.00 (+6.3%) Homeowner's exemption Veteran's exemption | $337,448 (+0.25%) | $368,219 (+9.39%) Land $99,644 Building $268,575 |
| 2023 | $9,319.00 (-2%) Homeowner's exemption | $336,599 (-4.06%) Land $66,429 Building $270,170 | $336,599 (-4.06%) Land $66,429 Building $270,170 |
| 2022 | $9,509.00 Homeowner's exemption | $350,845 Land $88,573 Building $262,272 | $350,845 Land $88,573 Building $262,272 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 11 (1982–2022) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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