1589 Carey Pl, Frederick, MD 21701 Property Records

Frederick County property record for 1589 Carey Pl, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,620 sqft · built 1979
Lot Size	0.078 acres (3,400 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Mar 2026)
Tax Bill	$4,069 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-048280`

Property Details

APN / Parcel Number

Primary APN	`02-048280`
Alternative APNs	`2048280` `048280`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,620 sqft Living Area
1st Floor Area	560 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,400 sqft (0.078 acres)
Porch	Open Porch
Porch Area	80 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	048280
Street Address	1589 CAREY PL
City	FREDERICK
State	MD
Zip	21701-4440
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PND
Legal Description	LOT 6 PLAT 2 SECT 6 3400 SQ FT FREDERICKTOWNE VILLAGE
Legal Subdivision	FREDERICKTOWNE VILLAGE SEC 02
Legal Lot Number	6
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1016
Census Tract	750805

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1589 Carey Pl, a townhouse, is owned and occupied by two individuals who bought it in March 2026.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1589 CAREY PL, FREDERICK, MD 21701-4440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 1, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Mar 2, 2026	Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC
Jun 7, 2019	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2026 · Amount on File
Deed Sale	Mar 2, 2026 · Amount on File
Prior Sale	Jun 7, 2019 · Amount on File
Deed Book / Page	17746 / 141
Transfer Doc	0023550062
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1589 CAREY PL, FREDERICK, MD 21701-4440
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1589 CAREY PL, FREDERICK, MD 21701-4440
Investor	Possibly a Property Investor

Mortgage

Document Number	0163400071
Date	Feb 24, 2023
Book Page	16340/71

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1589 CAREY PL, FREDERICK, MD 21701-4440
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0151920456
Date	Aug 13, 2021
Book Page	15192/456

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1589 CAREY PL, FREDERICK, MD 21701-4440
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1589 CAREY PL, FREDERICK, MD 21701-4440
Investor	Possibly a Property Investor

Mortgage

Document Number	0169280113
Date	Jul 1, 2024
Book Page	16928/113

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 2, 2026
Property Address	1589 CAREY PL, FREDERICK, MD 21701-4440
Document Number	0177460141
Book / Page	17746 / 141
Map Reference	MB 21 PL 101
Instrument Date	Feb 27, 2026
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	VILLAGE SETTLEMENTS INC, VILLAGE SETTLEMENTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1589 CAREY PL, FREDERICK, MD 21701-4440

Mortgage

Document Number	0017746149
Date	Mar 2, 2026
Instrument	17746/149

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 7, 2019
Property Address	1589 CAREY PL, FREDERICK, MD 21701-4440
Document Number	0130150352
Book / Page	13015 / 0352
Map Reference	MB 21 PL 101
Instrument Date	May 24, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	COSMOPOLITAN TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,199.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5804 STONEHOUSE CT, 5804, FREDERICK, MD 21702-3412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1589 CAREY PL, FREDERICK, MD 21701-4440

Mortgage

Document Number	130150360
Date	Jun 7, 2019
Instrument	13015/0360

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1589 Carey Pl was $4,069, up 4.8% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,367 (+4.25%)	$328,100 (+12.75%) Land $95,000 Building $233,100
2025	$4,069.00 (+4.84%) Homeowner's exemption	$291,000 Land $75,000 Building $216,000	$291,000 Land $75,000 Building $216,000
2024	$3,881.00 (+7.24%)
2023	$3,619.00 Homeowner's exemption	$250,067	$291,000 Land $75,000 Building $216,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1589 Carey Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1589 Carey Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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