15885 Kinner Rd, Holgate, OH 43527 Property Records

Defiance County property record for 15885 Kinner Rd, Holgate, OH 43527 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,570 sqft · built 2016
Lot Size	1.65 acres (72,005 sqft)
Owner	2 Individual Names on File
Last Sale	$309,000 (Jul 2026)
Tax Bill	$2,703 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`F120013000501`

Property Details

APN / Parcel Number

Primary APN	`F120013000501`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,570 sqft Living Area
1st Floor Area	1,942 sqft
Upper Floors Area	628 sqft
Basement Area	1,210 sqft
Unfinished Basement	1,210 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	72,005 sqft (1.65 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	827 sqft
Patio Area	132 sqft
Canopy	480 sqft
Granary	104 sqft
Silo	252 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	15885 KINNER RD
City	HOLGATE
State	OH
Zip	43527-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 13 PT OF SW 1/4 SW 1/4
Jurisdiction	DEFIANCE OH
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1026
Census Tract	958900

Owner

Source: Defiance County records · APN F120013000501

Assessment roll updated March 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15885 KINNER RD, HOLGATE, OH 43527-9608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 06, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Feb 06, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 06, 2026 · Amount on Record
Deed Sale	Jul 06, 2026 · Amount on Record
Prior Sale	Apr 23, 2007 · Amount on Record
Deed Document Number	20262474
Deed Book / Page	482 / 2062
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Jul 06, 2026
Property Address	15885 KINNER RD, HOLGATE, OH 43527-9608
Document Number	0000002474
Book / Page	482 / 2062
Instrument Date	Jul 02, 2026
Instrument	20262474
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$124,836.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15885 KINNER RD, HOLGATE, OH 43527-9608

Mortgage

Document Number	0000002475,
Date	Jul 06, 2026
Instrument	20262475

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.51%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	15885 KINNER RD, HOLGATE, OH 43527-9608
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15885 KINNER RD, HOLGATE, OH 43527-9608

Mortgage

Document Number	000462/784
Date	Feb 06, 2024
Book Page	462/784
Instrument	202400000382

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	15885 KINNER RD, HOLGATE, OH 43527-9608
Transaction Type	Mortgage
Record Updated	Apr 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	410/2654
Date	Mar 30, 2018
Book Page	410/2654
Instrument	201800001283

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2033

Tax Assessment & Valuation

Source: Defiance County records · Assessment roll updated March 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Highland Township
Unified School District	Ayersville Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,703.00	$70,000 (-) Land $6,280 Building $63,720
2024	$2,703.00 (+0.97%)	$70,000 (-) Land $6,280 Building $63,720
2023	$2,677.00 (+16.54%)	$70,000 (+43.77%) Land $6,280 Building $63,720	$199,999 (+43.76%) Land $17,942 Building $182,057
2022	$2,297.00	$48,690 Land $5,770 Building $42,920
2020			$139,120 Land $16,490 Building $122,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Defiance County (39039C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Ayersville Telephone Company	Fiber	1,000 / 100
Defiance Holdings	Fixed Wireless	500 / 100
Benton Ridge Telephone Company	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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