FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN
Transaction
Tax
$0.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Sole Owner
Address
15877 INDEPENDENCE AVE, LATHROP, CA 95330-8541
September 2026: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN JOAQUIN CA
Recording Date
Sep 18, 2026
Property Address
15877 INDEPENDENCE AVE, LATHROP, CA 95330-8541
Document Number
0000085245
Instrument Date
Sep 11, 2026
Instrument
202685245
Transaction Type
Transfer
Record Updated
Oct 8, 2026
Title Company
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$67,771.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Sole Owner
Address
15877 INDEPENDENCE AVE, LATHROP, CA 95330-8541
Mortgage
Document Number
0000085247,
Date
Sep 18, 2026
Instrument
202685247
Lender
Name
KIND LENDING LLC
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Oct 1, 2056
Interest
Rate Type
Fixed Rate
Initial Type
Fixed Rate
Max Rate
-1%
Mortgage
Document Number
0000085248,
Date
Sep 18, 2026
Instrument
202685248
Lender
Name
KIND LENDING LLC
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Oct 1, 2056
Interest
Max Rate
-1%
September 2026: Correction Deed
Document Type
Correction Deed
Jurisdiction
SAN JOAQUIN CA
Recording Date
Sep 14, 2026
Property Address
15877 INDEPENDENCE AVE, LATHROP, CA 95330-8541
Document Number
0000083637
Instrument Date
Sep 11, 2026
Instrument
202683637
Record Updated
Oct 1, 2026
Title Company
FIRST AMERICAN TITLE
Transaction
Tax
$0.00
Amount Accuracy
Full Amount Stated
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
June 2017: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN JOAQUIN CA
Recording Date
Jun 16, 2017
Property Address
15877 INDEPENDENCE AVE, LATHROP, CA 95330-8541
Document Number
0000068682
Map Reference
MAP41 PG51
Instrument Date
Jun 9, 2017
Instrument
2017-068682
Transaction Type
Transfer
Record Updated
Jul 25, 2022
Title Company
FIRST AMERICAN TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
15877 INDEPENDENCE AVE, LATHROP, CA 95330-8541
Mortgage
Document Number
0000068683
Date
Jun 16, 2017
Instrument
2017-068683
Lender
Name
GENERAL MORTGAGE CAPITAL CORP
Type
Mortgage Company
Address
BURLINGAME, CA 94010
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jul 1, 2047
Tax Assessment & Valuation
The 2026 property tax bill for 15877 Independence Ave was $9,784 with a homeowner's exemption, up 1.1% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
Property Jurisdictions
Type
Name
State
California
County
San Joaquin County
Municipality
Lathrop City
Unified School District
Manteca Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$9,784.00 (+1.05%)
2025
$9,682.00Homeowner's exemption
$513,555Land $179,889Building $333,666
2023
$9,277.00 (-0.15%)Homeowner's exemption
$493,614Land $172,904Building $320,710
$705,060
2022
$9,291.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 15877 Independence Ave in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 37 policies
Community Rating System
Class 10 (0% premium discount)
Nearby Flood Policies
37 in force
Nearby Flood Claims
1 (2023)
Most Recent Claim
Apr 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 15877 Independence Ave is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood
0.08% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source
Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection
Dec 2024
Also Mapped Here
SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
2,000 / 2,000
Ayera Technologies Fixed Wireless
120 / 40
Cal.net Fixed Wireless
100 / 20
May also be available: AT&T, Matrix Broadband, unWired Broadband, Verizon.