15875 Moonlight Bay St, Winter Garden, FL 34787 Property Records

Orange County property record for 15875 Moonlight Bay St, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,290 sqft · built 2021
Lot Size	0.119 acres (5,204 sqft)
Owner	2 Individual Names on File
Last Sale	$408,495 (Jul 2021)
Tax Bill	$8,716 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-24-27-7507-04-680`

Property Details

APN / Parcel Number

Primary APN	`07-24-27-7507-04-680`
Alternative APNs	`272407750704680` `164483` `165841` `168318`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,290 sqft Living Area
Gross Area	3,321 sqft
1st Floor Area	1,258 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,204 sqft (0.119 acres)
Garage Type	Attached
Garage Area	471 sqft
Porch	Slab
Porch Area	298 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15875 MOONLIGHT BAY ST
City	WINTER GARDEN
State	FL
Zip	34787-8439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	WATERLEIGH PHASES 3B, 3C AND 3D 100/61 LOT 468
Legal Range	27E
Legal Township	24S
Legal Section	07
Legal Subdivision	WATERLEIGH PHS 3B, 3C AND 3D
Legal Phase	S
Legal Block	4
Legal Lot Number	468
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1083
Census Tract	17111

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15875 MOONLIGHT BAY ST, WINTER GARDEN, FL 34787-8439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2021 · Amount on File
Deed Sale	Jul 2, 2021 · Amount on File
Deed Document Number	2021397234
Record Updated	Jun 8, 2026

July 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 2, 2021
Property Address	15875 MOONLIGHT BAY ST, WINTER GARDEN, FL 34787-8439
Document Number	0000397234
Map Reference	MB 100 PG 61-87
Instrument Date	Jun 28, 2021
Instrument	20210397234
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,859.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15875 MOONLIGHT BAY ST, WINTER GARDEN, FL 34787-8439

Mortgage

Document Number	0000397235
Date	Jul 2, 2021
Instrument	20210397235

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$499,380 (-7.96%) Land $110,000 Building $389,380	$499,380 (-7.96%) Land $110,000 Building $389,380
2025	$8,716.00 (-0.83%)	$542,550 (+10.55%) Land $110,000 Building $432,550	$542,550 (+10.55%) Land $110,000 Building $432,550
2024	$8,789.00 (+12.03%)
2023	$7,845.00 (+12.54%)	$490,781 (+16.98%) Land $110,000 Building $380,781	$490,781 (+16.98%) Land $110,000 Building $380,781
2022	$6,971.00	$419,533 Land $100,000 Building $319,533	$419,533 Land $100,000 Building $319,533

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	4 (2014–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20