15874 Quarry Rd, Oberlin, OH 44074 Property Records

Lorain County property record for 15874 Quarry Rd, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 2,611 sqft · built 1996
Lot Size	19.4 acres (847,678 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Nov 2014)
Tax Bill	$6,478 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-00-050-000-004`

Property Details

APN / Parcel Number

Primary APN	`14-00-050-000-004`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,611 sqft Living Area
Gross Area	3,157 sqft
1st Floor Area	2,041 sqft
Basement Area	2,041 sqft
Family Room	Family Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	847,678 sqft (19.4 acres)
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	324 sqft
Porch	Slab
Porch Area	320 sqft
Canopy	320 sqft
Pole Barn	2,520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	15874 QUARRY RD
City	OBERLIN
State	OH
Zip	44074-9449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20050095216
Legal Subdivision	PITTSFIELD
Legal Lot Number	50
Jurisdiction	LORAIN OH
Township / Civil Division	PITTSFIELD
Census Block Group	1
Census Block	1055
Census Tract	93100

Owner

15874 Quarry Rd is owned and occupied by two individuals who bought it in November 2014.

Source: Lorain County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15874 QUARRY RD, OBERLIN, OH 44074-9449
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2014 · Amount on File
Deed Sale	Nov 14, 2014 · Amount on File
Prior Sale	Aug 31, 2005 · Amount on File
Deed Document Number	2014525906
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Sep 30, 2026
Property Address	15874 QUARRY RD, OBERLIN, OH 44074-9449
Document Number	0000113563
Instrument Date	Sep 23, 2026
Instrument	2026113563
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15874 QUARRY RD, OBERLIN, OH 44074-9449

Mortgage

Document Number	0000113563,
Date	Sep 30, 2026
Instrument	2026113563

Lender

Name	NORTHWEST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 28, 2051

Interest

Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	15874 QUARRY RD, OBERLIN, OH 44074-9449
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	PATRIOT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210813910
Date	Apr 23, 2021
Instrument	2021-0813910

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 15874 Quarry Rd was $6,478 with a homeowner's exemption.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Pittsfield Township
Unified School District	Wellington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,478.00 Homeowner's exemption	$162,420 (%) Land $27,360 Building $135,060	$464,060 (-) Land $78,180 Building $385,880
2024	$6,478.00 (-5.69%)	$162,421 (+6.31%) Land $27,363 Building $135,058	$464,060 (+6.31%) Land $78,180 Building $385,880
2023	$6,869.00 (+3.37%)	$152,786 (%) Land $45,910 Building $106,876	$436,530 Land $131,170 Building $305,360
2022	$6,645.00	$152,790 Land $45,910 Building $106,880
2021			$436,530 Land $131,170 Building $305,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15874 Quarry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15874 Quarry Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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