15870 Chispa Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 15870 Chispa Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,768 sqft · built 1982
Lot Size	3.41 acres (148,975 sqft)
Owner	Company Name on Record
Tax Bill	$4,153 (2025)
Deeds & Mortgages	Dec 2023 Transfer Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`059-511-010`

Property Details

APN / Parcel Number

Primary APN	`059-511-010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,768 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Wood
Lot Area	148,975 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	15870 CHISPA RD
City	ATASCADERO
State	CA
Zip	93422-6520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	ATAS COL BL 104 LT 9A & PTN LT 11
Legal Subdivision	ATASCADERO COLONY
Legal Block	104
Legal Lot Number	9A,11
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	2
Census Block	2010
Census Tract	12705

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15870 CHISPA RD, ATASCADERO, CA 93422-6520
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2023	Intrafamily Transfer, Transfer
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Mar 4, 2021	Intrafamily Transfer, Transfer SOLIDIFI TITLE AND CLOSING, SOLIDIFI
Mar 22, 2018	Quit Claim Deed, Transfer JWH FIN'L INC
Mar 22, 2018	Quit Claim Deed, Transfer NEXTITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 20, 2023
Transfer Doc	0000038050
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 26, 2023
Property Address	15870 CHISPA RD, ATASCADERO, CA 93422-6520
Document Number	0000038050
Map Reference	MB 3 PG 1
Instrument Date	Dec 20, 2023
Instrument	2023038050
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	15870 CHISPA RD, ATASCADERO, CA 93422-6520

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	15870 CHISPA RD, ATASCADERO, CA 93422-6520
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15870 CHISPA RD, ATASCADERO, CA 93422-6520

Mortgage

Document Number	0000075441
Date	Dec 21, 2020
Instrument	2020075441

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 4, 2021
Property Address	15870 CHISPA RD, ATASCADERO, CA 93422-6520
Document Number	0000016731
Map Reference	MB 3 PG 1
Instrument Date	Dec 10, 2020
Instrument	2021016731
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	15870 CHISPA RD, ATASCADERO, CA 93422-6520

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 22, 2018
Property Address	15870 CHISPA RD, ATASCADERO, CA 93422-6520
Document Number	0000011320
Instrument Date	Mar 15, 2018
Instrument	11320
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	NEXTITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	15870 CHISPA RD ATASCADERO CA 934226520, ATASCADERO, CA 93422-6520

Mortgage

Document Number	11321
Date	Mar 22, 2018
Instrument	11321

Lender

Name	JWH FIN'L INC
Address	NEWPORT BEACH, CA 92660

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 22, 2018
Property Address	15870 CHISPA RD, ATASCADERO, CA 93422-6520
Document Number	0000011322
Instrument Date	Mar 15, 2018
Instrument	11322
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	NEXTITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15870 CHISPA RD ATASCADERO CA 934226520, ATASCADERO, CA 93422-6520

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$378,004 (+2%) Land $201,964 Building $176,040
2025	$4,153.00 (+4.98%) Homeowner's exemption	$370,593 (+4.04%) Land $198,004 Building $172,589
2023	$3,956.00 (+1.31%) Homeowner's exemption	$356,204 Land $190,316 Building $165,888
2022	$3,905.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 70% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Ranch Wifi, Spectrum, T-Mobile.

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