15865 Rivers Edge Dr, Milaca, MN 56353 Property Records

Mille Lacs County property record for 15865 Rivers Edge Dr, Milaca, MN 56353

Property Summary

Property TypeSingle Family Home
Details1,316 sqft · built 2000
Lot Size5.11 acres (222,592 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Mar 2025)
Tax Bill$3,306 (2026)
Deeds & MortgagesJul 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN11-120-0040

Property Details

APN / Parcel Number

Primary APN11-120-0040

Interior

Building Area1,316 sqft Living Area
Basement Area1,316 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area222,592 sqft (5.11 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area192 sqft

Location & Zoning

Street Address15865 RIVERS EDGE DR
CityMILACA
StateMN
Zip56353-3703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range27
Legal Township38
Legal Section23
Legal SubdivisionBIG EDDY ACRES
Legal Block1
Legal Lot Number4
JurisdictionMILLE LACS MN
Township / Civil DivisionMILACA
Census Block Group3
Census Block3003
Census Tract170500

Owner

15865 Rivers Edge Dr is owned and occupied by an individual who bought it in March 2025.

Source: Mille Lacs County records, as of September 4, 2026

Owner of RecordIndividual Name on File
Mailing Address15865 RIVERS EDGE DR, MILACA, MN 56353-3703
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2025 · Amount on File
Deed SaleMar 18, 2025 · Amount on File
Deed Document Number2025445206
Prior Transfer DateNov 17, 2014
Prior Transfer DocA387473
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Recording DateJul 22, 2026
Property Address15865 RIVERS EDGE DR, MILACA, MN 56353-3703
Document Number0000452114
Instrument DateJul 7, 2026
Instrument2026452114
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanySERVION TITLE INC, SERVION TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address15865 RIVERS EDGE DR, MILACA, MN 56353-3703

Mortgage

Document Number0000452114,
DateJul 22, 2026
Instrument2026452114
Lender
NameBUILDING TRADES FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate6.52%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 15865 Rivers Edge Dr was $3,306.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
County SubdivisionMilaca Township
Unified School DistrictMilaca Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,306.00$350,800 (+5.92%) Land $82,000 Building $268,800$350,800 (+5.92%) Land $82,000 Building $268,800
2025$3,306.00 Homeowner's exemption$331,200 Land $73,000 Building $258,200$331,200 Land $73,000 Building $258,200
2023$2,990.00$322,200 Land $41,000 Building $281,200$322,200 Land $41,000 Building $281,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15865 Rivers Edge Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims6 (1995–2016)
Claims Outside the SFHA2 of 6
Most Recent ClaimJul 2016 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15865 Rivers Edge Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 64% of Minnesota
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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