Cayuga County and Sterling Town property record for 15865 Irwin Rd, Sterling, NY 13156
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 3 ba · 2,030 sqft · built 2007 |
| Lot Size | 20 acres (874,685 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Jun 2014) |
| Tax Bill | $9,418 (2026) |
| Deeds & Mortgages | Nov 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 055689 2.00-1-3.448 |
| Primary APN | 055689 2.00-1-3.448 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,030 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Upper Floors Area | 470 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 874,685 sqft (20 acres) |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 816 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 15865 IRWIN RD |
|---|---|
| City | STERLING |
| State | NY |
| Zip | 13156-4260 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Subdivision | STERLING SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 3.448 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | STERLING |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 40102 |
Source: Cayuga County and Sterling Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15865 IRWIN RD, STERLING, NY 13156-4260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2014 · Amount on Record |
| Deed Sale | Jun 12, 2014 · Amount on Record |
| Prior Sale | Jun 12, 2014 · Amount on Record |
| Deed Book / Page | 1549 / 114 |
| Last Transfer Date | Oct 26, 2020 |
| Transfer Doc | 0000199786 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAYUGA NY |
| Recording Date | Nov 13, 2020 |
| Property Address | 15865 IRWIN RD, STERLING, NY 13156-4260 |
| Document Number | 003958/163 |
| Book / Page | 3958 / 163 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 2020-199786 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | IRWIN RD, STERLING, NY 13126 |
| Document Number | 003958/166 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 3958/166 |
| Instrument | 2020-199787 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2035 |
Source: Cayuga County and Sterling Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Sterling Town |
| Unified School District | Hannibal Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,418.00 (+1.38%) Veteran's exemption | ||
| 2025 | $9,290.00 (-1.02%) Veteran's exemption | $399,400 (+76.57%) Land $73,900 Building $325,500 | $399,400 (+13%) Land $73,900 Building $325,500 |
| 2024 | $9,386.00 | ||
| 2023 | Veteran's exemption | $226,200 Land $44,800 Building $181,400 | $353,438 Land $70,000 Building $283,438 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2017–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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