Ottawa County property record for 15863 Cotters Dr, Spring Lake, MI 49456
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 816 sqft · built 1976 |
| Lot Size | 0.112 acres (4,879 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Jul 2014) |
| Tax Bill | $1,849 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-11-382-002 |
| Primary APN | 70-03-11-382-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 816 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 4,879 sqft (0.112 acres) |
| Lot Dimensions | 98 ft deep x 50 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 15863 COTTERS DR |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-1591 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 12 HILLSIDE SUB OF LOTS 23-24-25- 26-27 OF PLAT OF LONGVIEW |
| Legal Range | 16W |
| Legal Township | 6N |
| Legal Section | 11 |
| Legal Subdivision | HILLSIDE SUB |
| Legal Block | 382 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 20503 |
Source: Ottawa County assessment roll, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15863 COTTERS DR, SPRING LAKE, MI 49456-1591 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 16, 2014 · Amount on Record |
| Deed Sale | Jul 16, 2014 · Amount on Record |
| Deed Document Number | 201423683 |
| Prior Transfer Date | Jan 14, 2008 |
| Prior Transfer Doc | 005582/404 |
| Record Updated | Sep 20, 2026 |
Source: Ottawa County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Unified School District | Spring Lake Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,100 (+5.26%) | $156,200 (+5.26%) | |
| 2025 | $1,849.00 (+17.32%) Homeowner's exemption | $74,200 (+16.12%) | $148,400 (+16.12%) |
| 2023 | $63,900 | $127,800 | |
| 2022 | $1,576.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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