Montgomery County property record for 15862 Ridge Rock Rd, Willis, TX 77378
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,798 (2025) |
| Deeds & Mortgages | May 2026 Construction Loan May 2026 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8282-06-09800 |
| Primary APN | 8282-06-09800 |
|---|---|
| Alternative APN |
|
| Lot Area | 65,340 sqft |
|---|---|
| View / Lot | Front |
| Street Address | 15862 RIDGE ROCK RD |
|---|---|
| City | WILLIS |
| State | TX |
| Zip | 77378-1008 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | S828206 - REPUBLIC GRAND RANCH 06, BLOCK 5, LOT 6 |
| Legal Subdivision | REPUBLIC GRAND RANCH 06 |
| Legal Block | 5 |
| Legal Lot Number | 6 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | WILLIS |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 694107 |
15862 Ridge Rock Rd, residential vacant land, is owned by an individual.
Source: Montgomery County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6005 NASCO DR, AUSTIN, TX 78757-3117 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK |
| May 27, 2026 | Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK |
| Apr 18, 2022 | Warranty Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | May 27, 2026 |
| Property Address | 15862 RIDGE ROCK RD, WILLIS, TX 77378-1008 |
| Document Number | 0000054853 |
| Instrument Date | May 22, 2026 |
| Instrument | 202654853 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ENVISION TITLE |
| Name | Verified Name |
|---|---|
| Address | 15862 RIDGE ROCK RD, WILLIS, TX 77378-1008 |
| Document Number | 0000054853, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 202654853 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | May 27, 2026 |
| Property Address | 15862 RIDGE ROCK RD, WILLIS, TX 77378-1008 |
| Document Number | 0000054854 |
| Instrument Date | May 22, 2026 |
| Instrument | 202654854 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ENVISION TITLE |
| Name | Verified Name |
|---|---|
| Address | 7057 COMANCHE TRL, AUSTIN, TX 78732-1006 |
| Document Number | 0000054854, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 202654854 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Apr 18, 2022 |
| Property Address | 15862 RIDGE ROCK RD, WILLIS, TX 77378-1008 |
| Document Number | 0000048877 |
| Map Reference | CAB Z SH 8339 |
| Instrument Date | Apr 12, 2022 |
| Instrument | 2022048877 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 183 WATER ST, WILLIAMSTOWN, MA 01267-2830 |
| Name | Verified Name |
|---|---|
| Address | 6005 NASCO DR, AUSTIN, TX 78757-3117 |
The 2025 property tax bill for 15862 Ridge Rock Rd was $1,798, up 19.5% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Willis Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $124,500 (+15.28%) Land $124,500 | $124,500 (-) Land $124,500 | |
| 2025 | $1,798.00 (+19.55%) | $108,000 (+2%) Land $124,500 | $124,500 (-) Land $124,500 |
| 2024 | $1,504.00 (+23.38%) | $90,000 (+2%) Land $124,500 | $124,500 (+66%) Land $124,500 |
| 2023 | $1,219.00 | $75,000 Land $75,000 | $75,000 Land $75,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15862 Ridge Rock Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15862 Ridge Rock Rd is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 84% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
5G and 4G LTE (outdoors only)
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