15860 Staples Rd, Ramona, CA 92065 Property Records

San Diego County property record for 15860 Staples Rd, Ramona, CA 92065 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2007
Square Footage1,770 sqft Living Area
Lot Size21,331 sqft (0.49 acres)
OccupancyOwner Occupied
Last Sale$565,000 (2020)
Tax Bill$7,473.00 (2025)

Property Details

APN / Parcel Number

Primary APN288-631-20-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,770 sqft Living Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Lot Area21,331 sqft (0.49 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address15860 STAPLES RD
CityRAMONA
StateCA
Zip92065-4828
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 71 TR 007980
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007980
Legal Block3
Legal Lot Number71
JurisdictionSAN DIEGO CA
Minor Civil DivisionRAMONA
Census Blockgroup3
Census Block3000
Census Tract20811

Owner

Source: San Diego County records · APN 288-631-20-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address15860 STAPLES RD, RAMONA, CA 92065-4828
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
INTERCONTINENTAL CAPITAL GROUP INC
Dec 12, 2022Deed of Trust, Mortgage · Stand Alone Second Mortgage
NAVY FCU
Jun 07, 2024Deed of Trust, Mortgage · Line of Credit
BETHPAGE FCU
Jul 24, 2025Deed of Trust, Mortgage · Line of Credit
FOURLEAF FCU
Apr 23, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Apr 23, 2020Grant Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 29, 2017Grant Deed, Transfer
TICOR TITLE SAN DIEGO BR
Sep 29, 2017Grant Deed, Transfer
TICOR TITLE SAN DIEGO BR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 23, 2020 · Amount on Record
Deed SaleApr 23, 2020 · Amount on Record
Prior SaleSep 29, 2017 · Amount on Record
Deed Doc Number2020207619
Prior Transfer DateMay 01, 2007
Prior Transfer Doc0000331574
Record RefreshedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address15860 STAPLES RD, RAMONA, CA 92065-4828
Transaction TypeMortgage
Record UpdatedJun 09, 2026
Title CompanyTIMIOS TITLE INC, TIMIOS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address15860 STAPLES RD, RAMONA, CA 92065-4828

Mortgage

Document Number0000237120
DateMar 26, 2021
Instrument2021-0237120
Lender
NameINTERCONTINENTAL CAPITAL GROUP INC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address15860 STAPLES RD, RAMONA, CA 92065-4828
Transaction TypeMortgage
Record UpdatedJun 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address15860 STAPLES RD, RAMONA, CA 92065-4828

Mortgage

Document Number0000465619
DateDec 12, 2022
Instrument2022-0465619
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term116 Months
DueAug 01, 2032

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address15860 STAPLES RD, RAMONA, CA 92065-4828
Transaction TypeMortgage
Record UpdatedJun 09, 2026
Title CompanyMEMBERS TITLE COMPANY/CA INC, MEMBERS TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address15860 STAPLE3S ROAD, RAMONA, CA 92065

Mortgage

Document Number0000143387
DateJun 07, 2024
Instrument2024-0143387
Lender
NameBETHPAGE FCU
TypeCredit Union
AddressBETHPAGE, NY 11714
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMay 28, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address15860 STAPLES RD, RAMONA, CA 92065-4828
Transaction TypeMortgage
Record UpdatedJun 09, 2026
Title CompanyMEMBERS TITLE COMPANY/CA INC, MEMBERS TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address15860 STAPLES RD, RAMONA, CA 92065-4828

Mortgage

Document Number0000202381
DateJul 24, 2025
Instrument2025-0202381
Lender
NameFOURLEAF FCU
TypeCredit Union
AddressBETHPAGE, NY 11714
Agreement
TypeLine of Credit
AmountAmount Recorded
Term357 Months
DueApr 28, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateApr 23, 2020
Property Address15860 STAPLES RD, RAMONA, CA 92065-4828
Document Number0000207618
Instrument DateApr 22, 2020
Instrument207618
Transaction TypeTransfer
Record UpdatedMay 04, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address15860 STAPLES RD RAMONA CA 920654828, RAMONA, CA 92065-4828

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 23, 2020
Property Address15860 STAPLES RD, RAMONA, CA 92065-4828
Document Number0000207619
Map ReferenceMAP 7980
Instrument DateMar 02, 2020
Instrument2020-0207619
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address15860 STAPLES ROAD, SAN DIEGO, CA 92124

Mortgage

Document Number0000207620
DateApr 23, 2020
Instrument2020-0207620
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 29, 2017
Property Address15860 STAPLES RD, RAMONA, CA 92065-4828
Document Number0000451412
Instrument DateSep 22, 2017
Instrument451412
Transaction TypeTransfer
Record UpdatedOct 06, 2017
Title CompanyTICOR TITLE SAN DIEGO BR

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15860 STAPLES RD RAMONA CA 920654828, RAMONA, CA 92065-4828

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 29, 2017
Property Address15860 STAPLES RD, RAMONA, CA 92065-4828
Document Number0000451411
Instrument DateApr 17, 2017
Instrument451411
Transaction TypeTransfer
Record UpdatedOct 05, 2017
Title CompanyTICOR TITLE SAN DIEGO BR

Transaction

AmountAmount Recorded
Tax$528.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$630,261 (+2%) Land $379,272 Building $250,989
2025$7,473.00 (+6.57%) Homeowner's exemption$617,904 (+4.04%) Land $371,836 Building $246,068
2023$7,012.00 (-1.34%) Homeowner's exemption$593,913 Land $357,399 Building $236,514
2022$7,107.00

Flood & Wildfire

15860 Staples Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Very High risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesVery High
94th percentile of exposed land nationally · 78th in California
Wildfire LikelihoodExtreme — about 1 in 61 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Staples Rd

Nearby Streets

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