15860 Orchard Ave, Kerman, CA 93630 Property Records

Fresno County property record for 15860 Orchard Ave, Kerman, CA 93630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,570 sqft · built 1991
Lot Size	0.174 acres (7,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,189 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023-433-02S`

Property Details

APN / Parcel Number

Primary APN	`023-433-02S`
Alternative APN	`02343302`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,570 sqft Living Area
1st Floor Area	792 sqft
2nd Floor Area	778 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	L-Shape
Construction Type	Frame
Lot Area	7,560 sqft (0.174 acres)
Lot Dimensions	105 ft deep x 72 ft wide
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	15860 ORCHARD AVE
City	KERMAN
State	CA
Zip	93630-1272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUR RTS LOT 25 TRACT NO 4002 PARK AVENUE ESTATES
Legal Subdivision	PARK AVE ESTATES
Legal Tract	4002
Legal Lot Number	25
Jurisdiction	FRESNO CA
Township / Civil Division	KERMAN
Census Block Group	3
Census Block	3003
Census Tract	4003

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15860 ORCHARD AVE, KERMAN, CA 93630-1272
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
May 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	15860 ORCHARD AVE, KERMAN, CA 93630-1272
Transaction Type	Mortgage
Record Updated	Dec 28, 2021
Title Company	IN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15860 ORCHARD AVE, KERMAN, CA 93630-1272

Mortgage

Document Number	0000202464
Date	Dec 10, 2021
Instrument	2021-0202464

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	15860 ORCHARD AVE, KERMAN, CA 93630-1272
Document Number	0000051343
Instrument Date	May 13, 2019
Transaction Type	Mortgage
Record Updated	Jun 14, 2019
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15860 ORCHARD AVE KERMAN CA 936301272, KERMAN, CA 93630-1272

Mortgage

Document Number	0000051343
Date	May 17, 2019
Instrument	51343

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CA 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 16, 2034

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Kerman City
Unified School District	Kerman Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$200,493 (+2%) Land $71,729 Building $128,764
2025	$2,189.00 (+4.69%) Homeowner's exemption	$196,563 (+4.04%) Land $70,323 Building $126,240
2023	$2,091.00 (+0.82%) Homeowner's exemption	$188,933 Land $67,594 Building $121,339
2022	$2,074.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KERMAN serves 17,256 people · EPA ID CA1010018
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kerman Telephone Fiber · DSL	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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