Choctaw County property record for 1586 Spay Rd, Mc Cool, MS 39108
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,773 sqft · built 1999 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,176 (2025) |
| Deeds & Mortgages | May 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 112 0025 0011002 |
| Primary APN | 112 0025 0011002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 4 Rooms |
| Building Area | 1,773 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 1,742,400 sqft (40 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 500 sqft |
| Utility Building | 160 sqft |
| Street Address | 1586 SPAY RD |
|---|---|
| City | MC COOL |
| State | MS |
| Zip | 39108-4270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NW1/4 SE1/4 |
| Jurisdiction | CHOCTAW MS |
| Township / Civil Division | 4 |
| Census Block Group | 4 |
| Census Block | 4084 |
| Census Tract | 950200 |
1586 Spay Rd is owned by an individual who acquired it in May 2020.
Source: Choctaw County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 11054 JOES BAYOU RD, BAY ST LOUIS, MS 39520-1700 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2020 |
| Deed Sale | May 26, 2020 |
| Deed Document Number | 0000022827 |
| Deed Book / Page | 228 / 27 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHOCTAW MS |
| Recording Date | May 26, 2020 |
| Property Address | 1586 SPAY RD, MC COOL, MS 39108-4270 |
| Document Number | 0000228/27 |
| Book / Page | 228 / 27 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11054 JOES BAYOU RD, BAY SAINT LOUIS, MS 39520-1700 |
| Name | Verified Name |
|---|---|
| Address | 236 HENLEY PL, BAY SAINT LOUIS, MS 39520-3921 |
The 2025 property tax bill for 1586 Spay Rd was $1,176, up 24.3% from the year before.
Source: Choctaw County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Choctaw County |
| Unified School District | Choctaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,176.00 (+24.31%) | $13,940 (+24.97%) Land $1,681 Building $12,259 | $92,930 (+24.97%) Land $11,202 Building $81,728 |
| 2024 | $946.00 (+4.3%) | $11,155 (-0.33%) Land $1,671 Building $9,484 | $74,364 (-0.34%) Land $11,139 Building $63,225 |
| 2023 | $907.00 | $11,192 Land $1,708 Building $9,484 | $74,614 Land $11,389 Building $63,225 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1586 Spay Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2020–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1586 Spay Rd is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 57% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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