1586 Serrano Cir, Naples, FL 34105 Property Records

Collier County property record for 1586 Serrano Cir, Naples, FL 34105

Property Summary

Property Type	Single Family Home
Details	2,017 sqft · built 2015
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$975,000 (Jun 2022)
Tax Bill	$6,723 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`165300 564B18`

Property Details

APN / Parcel Number

Primary APN	`165300 564B18`
Alternative APN	`22150001364`

Interior

Stories	2 Stories
Building Area	2,017 sqft Living Area
1st Floor Area	2,017 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Masonry / Concrete Block
Lot Area	6,098 sqft (0.14 acres)
Pool Area	377 sqft
Deck Area	179 sqft

Location & Zoning

Street Address	1586 SERRANO CIR
City	NAPLES
State	FL
Zip	34105-4953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ANDALUCIA LOT 56
Legal Range	26
Legal Township	49
Legal Section	18
Legal Subdivision	ANDALUCIA
Legal Tract	165300
Legal Block	2
Legal Lot Number	56
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2004
Census Tract	10438

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1581 SERRANO CIR, NAPLES, FL 34105-4955
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2022	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
May 9, 2019	Deed of Trust, Mortgage · Line of Credit BANKFIRST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2022 · Amount on Record
Deed Sale	Jun 20, 2022 · Amount on Record
Prior Sale	Dec 9, 2015 · Amount on Record
Deed Document Number	20226271500
Deed Book / Page	6143 / 1294
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 20, 2022
Property Address	1586 SERRANO CIR, NAPLES, FL 34105-4953
Document Number	0061431294
Book / Page	6143 / 1294
Map Reference	MB 43 PG 93
Instrument Date	Jun 13, 2022
Instrument	6271500
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	PARADISE BCH TITLE LLC, PARADISE COAST T&E LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1009 EGG HARBOR RD, 1009, STURGEON BAY, WI 54235-1200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1581 SERRANO CIR, NAPLES, FL 34105-4955

Mortgage

Document Number	0061431296
Date	Jun 20, 2022
Instrument	6143/1296

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	8.62%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1586 SERRANO CIR, NAPLES, FL 34105-4953
Document Number	0056322274
Instrument Date	May 9, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1586 SERRANO CIR NAPLES FL 341054953, NAPLES, FL 34105-4953

Mortgage

Document Number	0056322274
Date	May 22, 2019
Book Page	005632/002274
Instrument	5715889

Lender

Name	BANKFIRST
Type	Bank
Address	MANITOWOC, WI 54220-0010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 21, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$747,676 (+1%)	$768,850 (+13.12%) Land $189,704 Building $579,146
2025	$6,723.00 (-18.03%)	$679,705 (-16.14%) Land $233,591 Building $446,114	$679,705 (-16.14%) Land $233,591 Building $446,114
2023	$8,202.00 (+54.09%)	$810,536 (+54.06%) Land $257,657 Building $552,879	$810,536 (+11.99%) Land $257,657 Building $552,879
2022	$5,323.00 Homeowner's exemption	$526,111	$723,740 Land $136,756 Building $586,984

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream, Summit Broadband.

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