1586 Saddle Dr, Murfreesboro, TN 37130 Property Records

Rutherford County property record for 1586 Saddle Dr, Murfreesboro, TN 37130

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,178 sqft · built 1967
Lot Size	2.48 acres (108,029 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Oct 1995)
Tax Bill	$1,734 (2025)
Deeds & Mortgages	May 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`067I-A-009.00-000`

Property Details

APN / Parcel Number

Primary APN	`067I-A-009.00-000`
Alternative APNs	`067I A 00900` `R0036534`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,178 sqft Living Area
1st Floor Area	2,178 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	108,029 sqft (2.48 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	648 sqft
Porch	Slab
Porch Area	192 sqft
Patio Area	768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	R0036534
Street Address	1586 SADDLE DR
City	MURFREESBORO
State	TN
Zip	37130-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TWO HILLS
Legal Lot Number	10
Jurisdiction	RUTHERFORD TN
Township / Civil Division	4
Census Block Group	1
Census Block	1005
Census Tract	41102

Owner

1586 Saddle Dr is owned and occupied by an individual who bought it in October 1995.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	1586 SADDLE DR, MURFREESBORO, TN 37130-3404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 1995 · Amount on File
Deed Sale	Oct 27, 1995 · Amount on File
Record Updated	Sep 20, 2026

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RUTHERFORD TN
Property Address	1586 SADDLE DR, MURFREESBORO, TN 37130-3404
Document Number	RB15751629
Book / Page	001575 / 001629
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1586 SADDLE DR MURFREESBORO TN 371303404, MURFREESBORO, TN 37130-3404

Mortgage

Document Number	RB15751629
Date	May 26, 2017
Book Page	001575/001629
Instrument	2086515

Lender

Name	PINNACLE BK
Type	Bank
Address	MURFREESBORO, TN 37128

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 25, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1586 Saddle Dr was $1,734.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,725 (+29.54%) Land $30,250 Building $89,475	$478,900 Land $121,000 Building $357,900
2025	$1,734.00	$92,425 Land $15,125 Building $77,300
2023	$1,734.00 (+16.06%)	$92,425 Land $15,125 Building $77,300	$369,700 (-) Land $60,500 Building $309,200
2022	$1,494.00		$369,700 Land $60,500 Building $309,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1586 Saddle Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (2010–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1586 Saddle Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20