1586 Rivers Edge Ct, Fleming Island, FL 32003 Property Records

Clay County property record for 1586 Rivers Edge Ct, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,967 sqft · built 2016
Lot Size11 acres (479,160 sqft)
Owner2 Individual Names on File
Last Sale$85,000 (Jan 2015)
Tax Bill$7,073 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jun 2019 Mortgage
Flood ZoneZone AE (high risk)
APN27-04-26-013088-002-00

Property Details

APN / Parcel Number

Primary APN27-04-26-013088-002-00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,967 sqft Living Area
Gross Area3,810 sqft
1st Floor Area2,967 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area479,160 sqft (11 acres)
Garage TypeAttached
Garage Area843 sqft
PorchFinished/Open Porch
Porch Area646 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1586 RIVERS EDGE CT
CityFLEMING ISLAND
StateFL
Zip32003-4833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 RAGGEDY POINT ESTATES@ S/D AS REC OR 3092 PG 1584;3261 PG 1269 & 3710 PG 2100
Legal Range26E
Legal Township04S
Legal Section27
Legal SubdivisionRAGGEDY POINT ESTATES
Legal Lot Number3
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group1
Census Block1001
Census Tract30701

Owner

1586 Rivers Edge Ct is owned and occupied by two individuals who bought it in January 2015.

Source: Clay County records, as of December 3, 2025

Owner of Record2 Individual Names on File
Mailing Address1586 RIVERS EDGE CT, FLEMING ISLAND, FL 32003-4833
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Jun 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 12, 2015 · Amount on File
Deed SaleJan 12, 2015 · Amount on File
Prior SaleSep 4, 2008 · Amount on File
Deed Document Number20151509
Deed Book / Page3710 / 2100
Prior Transfer DateDec 31, 2014
Prior Transfer Doc0037102100
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1586 RIVERS EDGE CT, FLEMING ISLAND, FL 32003-4833
Transaction TypeMortgage
Record UpdatedNov 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1586 RIVERS EGDE COURT, FLEMING ISLAND, FL 32003-4833

Mortgage

Document Number0045270170
DateOct 26, 2021
Book Page4527/170
Instrument2021067760
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressFLEMING ISLAND, FL 32003
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1586 RIVERS EDGE CT, FLEMING ISLAND, FL 32003-4833
Document Number0042050053
Instrument DateJun 18, 2019
Transaction TypeMortgage
Record UpdatedJul 12, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1586 RIVERS EDGE CT FLEMING ISLAND FL 320034833, FLEMING ISLAND, FL 32003-4833

Mortgage

Document Number0042050053
DateJun 25, 2019
Book Page004205/000053
Instrument32819
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJun 24, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 1586 Rivers Edge Ct was $7,073 with a homeowner's exemption, up 4.7% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,073.00 (+4.68%) Homeowner's exemption$503,918$784,360 Land $138,000 Building $646,360
2024$6,757.00 (-2.69%)
2023$6,944.00 (+4.67%) Homeowner's exemption$475,454 (+3%)$682,544 (+11.96%) Land $138,000 Building $544,544
2022$6,634.00 Homeowner's exemption$461,606$609,644 Land $138,000 Building $471,644

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1586 Rivers Edge Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 132 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies132 in force
Nearby Flood Claims26 (2005–2020)
Claims Outside the SFHA10 of 26
Most Recent ClaimJul 2020 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 21 claims
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1586 Rivers Edge Ct is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Nearby Properties on Rivers Edge Ct

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