1586 Ripple Rd, Tupelo, MS 38804 Property Records

Lee County property record for 1586 Ripple Rd, Tupelo, MS 38804

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,066 sqft · built 1961
Owner	Individual Name on Record
Tax Bill	$2,069 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Dec 2012 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`088K-33-013-00`

Property Details

APN / Parcel Number

Primary APN	`088K-33-013-00`
Alternative APNs	`022362` `22362`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	2,066 sqft Heated Area
1st Floor Area	2,066 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	022362
Old Parcel Number	088K-33-013-00
Street Address	1586 RIPPLE RD
City	TUPELO
State	MS
Zip	38804-8053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 53-57 NE1/4
Legal Range	06E
Legal Township	09S
Legal Section	33
Legal Lot Number	53-57 54
Jurisdiction	LEE MS
Township / Civil Division	1
Census Block Group	1
Census Block	1019
Census Tract	950502

Owner

Source: Lee County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1586 RIPPLE RD, TUPELO, MS 38804-8053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI
Dec 28, 2012	Deed of Trust, Mortgage REGIONS BANK
Aug 22, 2025	Warranty Deed, Transfer · FHA Mortgage RENASANT BANK
Jan 21, 2020	Warranty Deed, Transfer · FHA Mortgage GUM TREE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2025
Deed Sale	Aug 22, 2025
Prior Sale	Jan 21, 2020
Deed Document Number	2025010088
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	1586 RIPPLE RD, TUPELO, MS 38804-8053
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1586 RIPPLE RD, TUPELO, MS 38804-8053

Mortgage

Document Number	2019002502
Date	Mar 5, 2019
Instrument	2019002502

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Feb 5, 2020

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	1586 RIPPLE RD, TUPELO, MS 38804-8053
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012018113
Date	Dec 28, 2012
Instrument	2012018113

Lender

Name	REGIONS BANK
Type	Bank
Address	2050 PKY OFFICE CIR BIRMINGHAM AL 35244

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2043

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Aug 22, 2025
Property Address	1586 RIPPLE RD, TUPELO, MS 38804-8053
Document Number	2025010088
Instrument Date	Aug 21, 2025
Instrument	2025010088
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1586 RIPPLE RD, TUPELO, MS 38804-8053

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1586 RIPPLE RD, TUPELO, MS 38804-8053

Mortgage

Document Number	2025010089
Date	Aug 22, 2025
Instrument	2025010089

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Jan 21, 2020
Property Address	1586 RIPPLE RD, TUPELO, MS 38804-8053
Document Number	2020000801
Instrument Date	Jan 17, 2020
Instrument	2020000801
Transaction Type	Transfer
Record Updated	Jul 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1538 MORNINGSIDE DR, TUPELO, MS 38804-2979

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1586 RIPPLE RD, TUPELO, MS 38804-8053

Mortgage

Document Number	2020000802
Date	Jan 21, 2020
Instrument	2020000802

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Lee County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lee County
Municipality	Tupelo City
Unified School District	Tupelo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,069.00 (+7.31%) Homeowner's exemption	$15,220 (+5.61%)	$152,200 (+5.61%) Land $40,000 Building $112,200
2023	$1,928.00 Homeowner's exemption	$14,412	$144,120 Land $40,000 Building $104,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TUPELO serves 37,000 people · EPA ID MS0410015
Water Source	Purchased surface water from N. E. MS. REGIONAL W/S
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Tombigbee Fiber.

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