Anne Arundel County property record for 1586 Provincial Ln, Severn, MD 21144
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,294 sqft · built 1992 |
| Lot Size | 0.173 acres (7,543 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $182,000 (Jan 1996) |
| Tax Bill | $3,992 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-605-90065215 |
| Primary APN | 04-605-90065215 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,294 sqft Living Area |
| Gross Area | 2,714 sqft |
| 1st Floor Area | 1,280 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,543 sqft (0.173 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 60590065215 |
|---|---|
| Street Address | 1586 PROVINCIAL LN |
| City | SEVERN |
| State | MD |
| Zip | 21144-1642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 174R BK CC SC 8 THE PROVINCES |
| Legal Subdivision | THE PROVINCES |
| Legal Block | CC |
| Legal Lot Number | 174R |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 740104 |
1586 Provincial Ln is owned and occupied by two individuals who bought it in January 1996.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1586 PROVINCIAL LN, SEVERN, MD 21144-1642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2017 | Deed of Trust, Mortgage · VA Mortgage DITECH FINANCIAL LLC |
| Nov 30, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 1996 · Amount on File |
| Deed Sale | Jan 12, 1996 · Amount on File |
| Prior Sale | Nov 23, 1994 · Amount on File |
| Deed Document Number | 1996215 |
| Deed Book / Page | 7296 / 15 |
| Transfer Doc | 6849000545 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1586 PROVINCIAL LN, SEVERN, MD 21144-1642 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0309460022 |
|---|---|
| Date | May 18, 2017 |
| Book Page | 30946/022 |
| Instrument | 30946-022 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1586 PROVINCIAL LN, SEVERN, MD 21144-1642 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|---|
| Address | 1586 PROVINCIAL LN, SEVERN, MD 21144-1642 |
| Document Number | 0356830004 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 35683/4 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 1586 Provincial Ln was $3,992 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $501,100 | $541,500 Land $210,600 Building $330,900 | |
| 2025 | $3,992.00 | ||
| 2023 | $3,298.00 Homeowner's exemption | $423,833 | $480,900 Land $192,900 Building $288,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1586 Provincial Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2008–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1586 Provincial Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MD AMERICAN WATER PROVINCES private · serves 3,886 people · EPA ID MD0020029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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