1586 Peninsula Dr, Arcata, CA 95521 Property Records

Humboldt County property record for 1586 Peninsula Dr, Arcata, CA 95521

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,362 sqft · built 2019
Lot Size	0.539 acres (23,522 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Feb 2017)
Tax Bill	$5,144 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`400-111-021-000`

Property Details

APN / Parcel Number

Primary APN	`400-111-021-000`
Alternative APN	`40011121`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,362 sqft Living Area

Exterior

Year Built	Built 2019
Construction Type	Wood
Lot Area	23,522 sqft (0.539 acres)
Garage Type	Attached
Garage Area	916 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	40011121
Street Address	1586 PENINSULA DR
City	ARCATA
State	CA
Zip	95521-9658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-5-M/A
Legal Description	L14 /BAYSHORE ACRES SUBC 36 & 35 VS 080586C B N 620007B C
Legal Subdivision	BAYSHORE ACRES SUB
Legal Lot Number	14
Jurisdiction	HUMBOLDT CA
Township / Civil Division	ARCATA
Census Block Group	1
Census Block	1118
Census Tract	1300

Owner

1586 Peninsula Dr is owned and occupied by two individuals who bought it in February 2017.

Source: Humboldt County records, as of October 13, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1586 PENINSULA DR, ARCATA, CA 95521-9658
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jul 24, 2019	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Jul 6, 2018	Trustee's Deed, Construction Loan · Construction Mortgage REDWOOD CAP BK
Feb 14, 2017	Grant Deed, Transfer HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2017 · Amount on File
Deed Sale	Feb 14, 2017 · Amount on File
Prior Sale	Feb 14, 2000 · Amount on File
Deed Document Number	2017-002802
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	1586 PENINSULA DR, ARCATA, CA 95521-9658
Document Number	0000015254
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1586 PENINSULA DR ARCATA CA 955219658, ARCATA, CA 95521-9658

Mortgage

Document Number	0000015254
Date	Sep 1, 2020
Instrument	15254

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 31, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	1586 PENINSULA DR, ARCATA, CA 95521-9658
Document Number	0000013277
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1586 PENINSULA DR ARCATA CA 955219658, ARCATA, CA 95521-9658

Mortgage

Document Number	0000013277
Date	Aug 1, 2019
Instrument	13277

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2049

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Jul 6, 2018
Property Address	1586 PENINSULA DR, ARCATA, CA 95521-9658
Instrument Date	Jul 5, 2018
Instrument	12559
Transaction Type	Construction Loan
Record Updated	Jul 18, 2018
Title Company	HUMBOLDT LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1075 Q ST ARCATA CA 955215734, ARCATA, CA 95521-5734

Mortgage

Document Number	0000012559
Date	Jul 6, 2018
Instrument	12559

Lender

Name	REDWOOD CAP BK
Type	Bank
Address	EUREKA, CA 95501

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Feb 14, 2017
Property Address	1586 PENINSULA DR, ARCATA, CA 95521-9658
Document Number	0000002802
Instrument Date	Feb 8, 2017
Instrument	2802
Transaction Type	Transfer
Record Updated	Mar 20, 2017
Title Company	HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO.

Transaction

Amount	Amount on Record
Tax	$71.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1075 Q ST ARCATA CA 955215734, ARCATA, CA 95521-5734

Tax Assessment & Valuation

The 2025 property tax bill for 1586 Peninsula Dr was $5,144 with a homeowner's exemption.

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Elementary School District	Arcata Elementary School District (KG - 08)
Secondary School District	Northern Humboldt Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,144.00 Homeowner's exemption	$463,053 Land $75,435 Building $387,618
2023	$4,968.00 (-1.92%) Homeowner's exemption	$445,073 Land $72,506 Building $372,567
2022	$5,065.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1586 Peninsula Dr in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	22 (1982–2019)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Feb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims Severe Storms & Flooding, Feb 1986 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1586 Peninsula Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANILA COMMUNITY SERVICES DIST. state or territorial government · serves 798 people · EPA ID CA1210017
Water Source	Purchased groundwater from HUMBOLDT BAY MWD
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
101Netlink Fixed Wireless	100 / 20

May also be available: Verizon.

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